5
out of 5
POSTED: | BY: Alberto Balderas
Simple
Simple to use
Read more on Trustpilot
4.7
out of 5
Number of reviews 8,261
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
3
out of 5
POSTED: | BY: Rose Butts
“Disappointed by Drastic Premium Increase Despite Great Service”I’ve really appreciated having pet…
I’ve really appreciated having pet insurance through MetLife — filing claims has always been easy, and their app is wonderful!
But I’m absolutely shocked and upset by how much my premium just increased. It didn’t just double or triple — it went up by five times! That’s outrageous and completely unfair. Its like a scam. They cover you until your pet gets sick, then they raise your premium so high you can't afford it.
Now I’m stuck: either I pay this massive amount or lose coverage altogether. My dog was recently diagnosed with a disease, which now counts as a pre-existing condition — meaning no other insurance will cover it. This just feels wrong.
5
out of 5
4
out of 5
POSTED: | BY: Edege Vales
Ease of use
Ease of use. Pricing and the products offered.
5
out of 5
POSTED: | BY: customer
Fast and easy submissions
Fast and easy submissions! Great coverage!
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!