MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,801

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Ricki Lichanec

Very quick response to claim

Very quick response to claim
5

out of 5

POSTED: | BY: Cheryl Collins

Have never had a bad experience with…

Have never had a bad experience with MetLife Pet Insurance reps. Always kind, helpful, and efficient. This was no exception. Am continually impressed with my interactions with them.
5

out of 5

POSTED: | BY: Maxine Hecht

Excellent pet insurance for our three…

Excellent pet insurance for our three dogs. Was great insurance when we had our cat too. Took care of all of the cats end of life needs.
5

out of 5

POSTED: | BY: Ian Thompson

Very easy to work with

Very easy to work with. Slick submission and actual next day payment
5

out of 5

POSTED: | BY: Travis Vowles

Impressed with MetLife Pet Insurance

I’ve been really impressed with MetLife Pet Insurance. From day one, all of my claims have been processed quickly and without any hassle—something I honestly didn’t expect after hearing mixed things about pet insurance in general. I chose a plan with 90% reimbursement and a $250 deductible that covers both accidents and preventative care, and it has absolutely delivered. It’s covered everything from flea medication and vaccinations to routine vet visits and even two separate incidents when my puppy injured his dew claw (he’s a bit of a daredevil). Another big plus: when it came time to renew, my second-year premiums didn’t increase at all, which was a welcome surprise. I was skeptical whether pet insurance would really be worth it, but so far this has turned out to be an excellent investment in my dog’s health and my own peace of mind. Highly recommend!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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