5
out of 5
POSTED: | BY: TINA
Nice experience
The process is clear, easy, simple. The result was quick.
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4.6
out of 5
Number of reviews 5,747
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
4
out of 5
POSTED: | BY: Jordan
I’ve been really impressed with Metlife!
I’ve been really impressed with MetLife Pet Insurance. They’ve always been very prompt with claims. I have a $500 deductible, unlimited limit, 80% reimbursement policy. The only issue I had is they denied a claim for medication due to allergies saying it was a preexisting condition. Well, I appealed and won because I have an exclusion in my policy if I had a previous plan with another pet insurance company where the preexisting condition was covered. Otherwise I would have given this review 5 stars. Everything else about this company is great. Easy to use website and app! Friendly and helpful customer service agents.
4
out of 5
POSTED: | BY: Anna Estrada
Overall it's been good
Overall it's been good. The speed with which you deal with claims is good. When I've had to contact customer service my experience has been good.
Only problem I had was not realizing that claims had to be submitted within 90 days. The 1-2 years have been especially challenging for me as I was caring for an Alzheimer's patient at home, so I sometimes missed that cutoff date. Now that he is in assisted living I'll be able to submit those claims in a more timely fashion.
5
out of 5
POSTED: | BY: Kathy Gleason
Love itEasy to use with fast reimbursement.
Easy to use with fast reimbursement.
5
out of 5
POSTED: | BY: CHARLES FRANCK
Metlife Pet has been prompt and easy to…
Metlife Pet has been prompt and easy to work with
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!