5
out of 5
POSTED: | BY: Elias Kouvalis
Very easy to enroll
Fast enrollment process with easy prompts
Read more on Trustpilot
4.7
out of 5
Number of reviews 9,784
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: customer
Help for my tri-pawd!
I was really worried when my tri-pawd starting having some issues with his leg after 5 years of stability. I didn't think insurance would help him, but MetLife has been wonderful to work with so far. They are helping us be able to give him the Physical Therapy he needed to get stable again-Thank you!
5
out of 5
POSTED: | BY: Caren Maietta
Having 2 dogs
Having 2 dogs, pet insurance is a Must and MetLife has been terrific!! Submitting claims is a breeze and the reimbursement check is automatically deposited in my checking account anywhere from 3-14 days, depending on the type of claim.
I highly recommend
5
out of 5
POSTED: | BY: customer
The claims are very easy to file
The claims are very easy to file, the reimbursement just gets deposited in your account pretty quickly. I no longer fear the huge vet bill that follows after my dog gets sick, it's one less stress about being a pet owner.
3
out of 5
POSTED: | BY: Cheryl
MetLife uses AI to begin the claims review
Apparently, the company uses AI to review the claims and my cats diabetic blood tests for ketones keep getting rejected. The AI flags them as a preventive heartworm test. I have to call the company every time I submit so that it can be corrected. They do correct and have put flags in the record, but it makes it a lengthy and inefficient process and a poor use of my time. It’s very frustrating.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!