MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,206

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Kasey M.

integrity, efficiency, and a clear commitment to its clients!

I submitted a claim on 1/28/26 for my cat's emergency visit to a pet hospital. I received confirmation immediately and payment on 2/2/26. MetLife Pet Insurance is consistently efficient, effective, and exceptionally well organized. Claims are processed promptly, communication is clear and professional, and reimbursements are handled with impressive speed and accuracy. While emergencies are very stressful for pet owners, MetLife's streamlined systems and responsive support team make the process seamless. There is no unnecessary back-and-forth, no confusion, and no delays—just straightforward, dependable service. Most importantly, the coverage provides genuine peace of mind. When faced with significant veterinary expenses, having reliable insurance in place allows you to focus on your pet’s care rather than financial strain. The value delivered far exceeds the cost of the premium. It is, without question, worth every penny. MetLife Pet Insurance operates with integrity, efficiency, and a clear commitment to its clients. I would confidently recommend them to any pet owner seeking dependable, high-quality coverage.
5

out of 5

POSTED: | BY: Colleen M Bailey

Quick and easy sign up.

Quick and easy sign up.
1

out of 5

POSTED: | BY: Siobhan Lombardi

Don’t respond for larger claims

Have not responded to major surgery claim that was resubmitted last week, yet smaller claim for ear infection addressed immediately. Dragging their feet on reimbursement for the claim.
5

out of 5

POSTED: | BY: Cami Rich

I was skeptical about getting pet…

I was skeptical about getting pet insurance and thought if I tried to get reimbursed, that it would be a nightmare. MetLife Pet Insurance, completely proved me wrong. I’ve had to use it twice so far and had my money within couple days. Their app is user friendly and the process couldn’t be easier. Fantastic company to help keep your fur baby healthy. Now I don’t stress about taking my dog to the vet when something doesn’t seem right!
5

out of 5

POSTED: | BY: customer

The time to process a claim has greatly…

The time to process a claim has greatly improved from a year ago… easy and painless!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

Get a quote today

Leave a review