MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,986

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Daniel Allvord

Everything as promised.

I have had this insurance for several years now and have never had a bad experience. The contract is very clear. There are no gray areas as far as I've ever seen. Once the deductible is met the process of submitting a claim and getting reimbursed is relatively quick and easy.
5

out of 5

POSTED: | BY: Robert

rapid response on submitted claim

rapid response on submitted claim
5

out of 5

POSTED: | BY: KENTON

I am always greatly appreciative how…

I am always greatly appreciative how all of my questions, concerns, and claims are satisfied quickly and in great detail of understanding.
3

out of 5

POSTED: | BY: Lou Ann Linford Peter Spofford

My biggest complaint is the…

My biggest complaint is the considerable increase in the monthly premium for 4 year-old Riley (from $95.36 to almost $133.00 for an additional cost of $450 for the year). Rather than increase the annual benefit slightly I would have preferred seeing the $250 annual deductible reduced.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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