MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,261

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Karen Pratt

No hassle with any claims and they…

No hassle with any claims and they reimburse quickly. Great experience.
1

out of 5

POSTED: | BY: AP

Horrific company, akin to UnitedHealthCare.

MetLife loves to take money from unsuspecting pet owners after being loyal to them for years without usage. This past renewal beginning 6-17-25, has an almost 50% markup from the prior year. They aren’t able to justify the high cost and yet now I’m stuck paying $150 or leave. Then my dog has “pre existing conditions” and other insurances won’t take him. I feel stuck and as if MetLife is exploiting pet owners on a daily basis.
5

out of 5

POSTED: | BY: Mary

Quick Claims

The swiftness of processing claims.
5

out of 5

VETERINARIAN: Brook-Falls Veterinary Hospital & Exotic Care Inc.

POSTED: | BY: Joseph and Nicole

Excellent Pet insurance helps us provide excellent care for our pets

Could not be happier and recommend this pet insurance company. We have 3 kitties on the plan. So far, filing a claim and reimbursement process has been smooth sailing and communication / customer service is seamless. If you want peace of mind in ensuring your pet's needs are met, I would certainly keep Met life in mind and highly consider them as your pet insurance provider. Thank you Met life!
5

out of 5

POSTED: | BY: Hortencia Muniz

A caring group of people.

Met Life has shown caring for the pets they insure.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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