4
out of 5
POSTED: | BY: Walker
it was easy to follow and use the claim…
it was easy to follow and use the claim process.
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4.7
out of 5
Number of reviews 9,729
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
3
out of 5
POSTED: | BY: Alexis
Overall good, but definitely room for improvement
Overall MetLife is pretty good for pet insurance, however after the first year they hiked my monthly price up by over $30/month which seems astronomical. I’m terrified to see what next year will be, and whether or not it’s something I’ll still be able to afford. Claims sometimes take quite a while to be processed. Additionally, they don’t cover PT unless performed by a licensed vet, which is kind of a fine print thing. I was unable to find a dog PT in the state of CT who was a licensed vet. They are all licensed physical therapists or rehab specialists, but don’t have a DVM. Pretty disappointing since this was one of the main perks to me, having coverage for something very common, but costly and repetitive, that comes up, especially with larger dogs.
5
out of 5
POSTED: | BY: GF
Very pleased
I have had nothing but good experience with MetLife pet insurance. They are efficient, easy and very courteous when you call to ask a question. I highly recommend MetLife Pet insurance to anyone looking for insurance.
5
out of 5
POSTED: | BY: Angie
Having insurance for your pets is so…
Having insurance for your pets is so important and to file a claim is so easy...and if you ever have a question, you have awesome customer service people that answer the phone and answer all your question!
5
out of 5
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!