MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,755

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
2

out of 5

POSTED: | BY: Dana Dunn

my experiences during the year I was…

my experiences during the year I was covered with MetLife were OK, while there was much bureaucracy getting things set up, claims went smoothly once all the required materials were submitted. My complaint and reason for a two star rating is a doubling of the cost of my policy from year one to year two. I did not have excessive claims, and there was no reason for this. I had to drop my coverage and move elsewhere and I’m very displeased as a result
5

out of 5

POSTED: | BY: Kimberly Peckham

Thank you

Thank you for taking care of my claims so quickly. The process is easy and the app is a true game changer.
5

out of 5

POSTED: | BY: Mary

Great service & experience

Submitting claims is easy and MetLife always has a timely response. They manage things quickly and with no issue! I've dealt with other insurance companies in the past that did nothing but cause more stress. None compare to the value I've received with MetLife!
5

out of 5

POSTED: | BY: Cindy

Quick reimbursement

My 2yr old Cavalier King Charles has been healthy, only needing her vaccinations and flea/tick/heart med. I submit the receipt from the Vet and within a few days I have the reimbursement in the bank. Thank you for a quick response.
1

out of 5

POSTED: | BY: KaMiyah Lewis

MetLife could’ve prevented my puppy from dying by giving advice . But , of course nobody was available to chat!

I started this policy through group insurance. My dog just had puppies today 10/09/2025 and I kept requesting for telehealth visit or chat about a NICU puppy and we needed advice to save his life being that I have no vehicle anymore . My chat kept closing after waiting about 5 minutes to even chat on multiple tries and I lost my puppy . So , thanks a lot MetLife . You guys surely know how to NOT to give HELP & COVERAGE when needed!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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