MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,261

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: JUAN TORRES

Best pet insurance ever

I never believed in pet insurance, but this insurance is the most convenient, hassle free, very fast payment and the policy covers everything.
5

out of 5

POSTED: | BY: Joe Harman

Staff remembers me and takes my…Met Life is the god of pet insurance

Staff remembers me and takes my concerns seriously.
5

out of 5

POSTED: | BY: Geoff Goldberg

All our submissions get paid promptly…

All our submissions get paid promptly and with no hassle. Timely emails notify us about submission progress. Our older cat has had numerous high vet bills this year (in the $1000s) yet insurance pays with no issues.
5

out of 5

POSTED: | BY: A very satisfied customer

Met Life is great

Met Life is great! Once claims are submitted, they’re reviewed and reimbursement is made promptly. And,they ppay a lot more than the previous pet insurance company we had.
2

out of 5

POSTED: | BY: Patricia Formeister

Incorrectly combining claims and long wait times for processing

I submitted an initial claim by email on July 15th for two visits. Their website says most claims are processed with 5-10 day with some taking longer. After about 10 days I received word that some of the documentation was unreadable so I resubmitted using the documents using their app. On July 29th I submitted A 2ND CLAIM for additional expenses through email. Checking their website I saw that all the documents have now been lumped into ONE CLAIM. This was confirmed by the customer rep I spoke with. She additionally said that I could be waiting for 30 days for payment of the TWO claims. Their processing time is not what they say and has been getting long through the years.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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