MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,834

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
2

out of 5

POSTED: | BY: Sharon Valko

The turnaround is much better but it's…

The turnaround is much better but it's always a question for me based on on my previous experience.
5

out of 5

POSTED: | BY: Lynniecia Grey

MetLife Pet Insurance has been incredible.

MetLife Pet Insurance has been — and continues to be — the best fit for me and my poodle. Whenever I call with a question, the representatives are courteous and polite. They even ask about my poodle by name, which I really appreciate. I did have one issue getting a refund on time, but it happened during the holidays, and they explained that they receive a high volume of claims during that period. Other than that, everything has been great. All in all, I give MetLife Pet Insurance 10 Gold Stars.
5

out of 5

POSTED: | BY: customer

Very easy to file a claim and very…

Very easy to file a claim and very quick to get a response
5

out of 5

POSTED: | BY: customer

Metlife insurance experience was great…

Metlife insurance experience was great for my pet and myself. Great customer service and easy claim submission. Clear documentation on the claim processing status and good response time
5

out of 5

POSTED: | BY: Jan Buchanan

Sweet girl had a too sweet tooth!

I recently adopeted my sweet girl, Gracie. I opted to take advantage of MetLife Pet Insurance through her adoption and I'm so glad I did! She recently got into some hidden dark chocolate I was saving for the Holidays and I had to take her to the pet hospital for an overnight stay. She's totally fine, but it was very scary as she ingested a toxic amount of chocolate. Of course the vet bill was high! I immediately filed a claim and within a week received the funds (less the deductible) via Zelle. I'm very grateful for MetLife and the easy process to file a claim!! Gracie is totally fine and I learned my lesson about where to hide the chocolate!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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