5
out of 5
POSTED: | BY: Meghan
Quick, kind, and easy to work with!
I love this company. We just got another puppy and immediately added him to Lemonade insurance. Extremely easy to work with and affordable!!
4.8
out of 5
Number of reviews 834
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Sam
Great, easy and fast!
Money well spent! I can sleep at ease knowing that my little princess is taken care of.
5
out of 5
POSTED: | BY: Martine
Grateful for Lemonade!
I am so glad I got Lemonade insurance! My pup got sick and my Vet bill was super high. I was able to make a claim and get support with my vet bill quick with the help of Lemonade. I 100% recommend!
5
out of 5
POSTED: | BY: Rebecca
Excellent and immediate service!
Great coverage
5
out of 5
POSTED: | BY: Shanna
Useful App, Easy Claims, & Informative
I gave Lemonade a shot because my bf heard about it on his podcast, I'd been looking for pet insurance and the task was daunting with so many different types and price points. This was my first dog so I didn't really know what to expect. Lemonade has made my life so much easier, easier than I thought insurance would be. The app is extremely easy to use when filing a claim. Every interaction I have had with the insurance agents filing my claims have been extremely helpful and they have all been very nice.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet