Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,787

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jillian Butler

Worth it

We’ve had our dog covered by Healthy Paws since we got him as a puppy. While the policy doesn’t cover preventive care or vet exams, Healthy Paws has always covered any diagnostic treatment for our dog, no questions asked and reimbursed us extremely fast. Our dog is now 11 and has been diagnosed with cancer, and having this coverage for his surgery and treatment has been a huge relief during a time of immense stress. Highly recommend getting a plan for your pet while they’re young. It will one day pay off when you really need it and you can focus on the wellbeing of you pet instead of the vet bills.
1

out of 5

POSTED: | BY: Shorts

Waste of money

Waste of money. They only offer coverage on emergency care and do not cover any preventative care.
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5

out of 5

POSTED: | BY: curry s

Ease of

Great customer serivce. Very clear communication and prompt at responding. Has really helped ease the stress of veterinary bills. One of the few insurances that has unlimited option for coverage.
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5

out of 5

POSTED: | BY: Sini

Thank you Healthy Paws

A friend recommended pet insurance before we adopted our rescue dog, and after a lot of research and comparisons, we chose Healthy Paws. Now, five years later, it’s clear we made the right choice. Our dog has unfortunately had some complicated medical needs, and we’ve been able to give her a fair chance at life without worrying about vet bills. Having good coverage is well enough, but having their customer care team reach out after Margo’s bigger procedures is a really kind touch.
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5

out of 5

POSTED: | BY: Tricia

Nice to have a pet insurance policy…

Nice to have a pet insurance policy that adheres to covering what the documents in the the policy commit to cover with a minimum of hassle. It's straightforward to submit claims and they have been processed promptly. Our dog needed unexpected TPLO surgery and within two weeks of the submission of the claim, it had been paid according to the the policy plan. It's a bit more expensive than the prior company we had insurance with (who exited the business as it turns out) but also covers more so we are happy with it.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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