Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,806

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kylie

Easy to use and there when you need them

It's something you hope you never have to use but you're glad you have it when the time comes. And when my dog started limping and I was slapped with a 4k+ bill for knee surgery, I was glad to have Healthy Paws - the claim process is SO easy and they have been great to work with.
5

out of 5

POSTED: | BY: Joyce Changnon

Healthy Paws has been a great insurance plan for my dog.

I did not purchase pet insurance until my dog was over 5 years old and luckily she had no preexisting conditions. Two years later she developed mast cell cancers and had to have several surgeries, and still has to have scans and periodic check-ups one year later. Healthy Paws paid claims quickly and checked on her condition regularly. I have recommended Healthy Paws to many friends and am forever thankful that I had the foresight to purchase their 80% plan. I will never own a pet without purchasing insurance and would recommend it for all pet owners.
5

out of 5

POSTED: | BY: Lori B

Life Saver

have had Healthy Paws for my two dogs for since they were pups. The are now 5 and we have had minimum claims. Just recently Callie had to be rushed to the emergency vet with a 105 fever. She has rushed in twice over the last two weeks. She had to have surgery and liver biopsy. The cost were large. Healthy paw was great. I had two large claim. I submitted the first one and within a day, I was reimbursed. The second one was larger. I submitted it in the morning and by the next day the funds were in my account. We are of modest means and getting this back so quick has been a life saver for us and for Callie. Dave & Lori B
5

out of 5

POSTED: | BY: David & Lori B

life saver

We have had Healthy Paws for my two dogs for since they were pups. The are now 5 and we have had minimum claims. Just recently Callie had to be rushed to the emergency vet with a 105 fever. She has rushed in twice over the last two weeks. She had to have surgery and liver biopsy. The cost were large. Healthy paws was great. I had two large claims. I submitted the first one and within a day, I was reimbursed. The second one was larger. I submitted it in the morning and by the next day the funds were in my account. We are of modest means and getting this back so quick has been a life saver for us and for Callie. Dave & Lori B
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5

out of 5

POSTED: | BY: Zack Rosenberg

Healthy Paws is a MUST for any pet owner.

Healthy Paws has proven time and time again to be the best decision we made for our dog. Filing claims is easy, their monthly rates are affordable, and you can opt to have claims directly deposited to your personal banking account. Truly a breeze. They have even gone above and beyond to personally check in on our dog's well being and help navigate claims to make sure we get the best return on our coverage.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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