Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Riley

Better than my own health insurance!

I was definitely one of those people who thought pet insurance might not be necessary at first. But with three very curious kittens, the odds were stacked pretty high against me – so I decided to do some research and get my kittens insurance just in case. Healthy Paws seemed to offer the best bang for my buck, so I enrolled my kitties with them, sent in their initial medical records to activate their plans, and kinda forgot about it. Cut to a few days ago, when, lo and behold, one of my kittens somehow tore the felt ribbon off his Cat Dancer Rainbow Cat Charmer and ingested a good chunk of it. We rushed him to an emergency pet hospital where they did an ultrasound and confirmed that he would need to have surgery. Unfortunately they didn't have a surgeon and he needed to be transferred to a different hospital. In total, the cost of both emergency visits was right around the $6-7k mark. Immediately after our kitty's discharge from the hospital following surgery, I filed claims for both hospital bills. But within three days, both claims were processed and my direct deposits was paid out!! This has been a thoroughly stressful experience for all of us, but Healthy Paws has helped to alleviate some of that stress. What's more, they reached out after our claims were processed and asked about our cat's health. Really stellar customer service, and I'm so glad we signed up with them. I'll be recommending them to all my pet owner friends!
5

out of 5

POSTED: | BY: Gretel R.

Healthypaws Insurance

After 3 months of being with Healthypaws my dog fall and had to undertake surgery. I have to say that I was positively surprised by the efficiency of the insurance, they covered 80% of the vet expenses which was a humungous help. The response rate was fast, it took them around 4 days to process the claim. The first claim took a bit longer because they required the health history of my pet ( that my veterinarian forwarded to them). A couple of days later they send me a follow-up email asking how my dog was feeling, that was very thoughtful. So far I'm very pleased with them.
5

out of 5

POSTED: | BY: Guillermo Sarria

I can't talk highly enough about…

I can't talk highly enough about Healthy Paws. My 2 dogs have been with them for 5 years and they have covered thousands of dollars in vet bills and never a single question asked. Their mobile app works flawlessly, their customer service is top notch. I'd highly recommend Healthy Paws to anybody looking to get an insurance for their pets.
5

out of 5

POSTED: | BY: Jaime Pochowski

Healthy Paws is Awesome

Healthy Paws Pet Insurance has been very helpful. I've been a customer for a couple year, but never had to use it til recently. The process was quick and easy - the phone app is so helpful and the reimbursement was super fast, as well. When a pet isn't feeling well, it helps when the insurance company is easy to work with.
5

out of 5

POSTED: | BY: Jaime

So pleased with the quality of customer service

I purchased pet insurance with Healthy Paws a couple years ago. Having always has pets, I never had pet insurance. Only after losing 2 pets did I see the benefits of having pet insurance. I have never had to file a claim til recently and it was so easy. The phone app makes it so quick and easy, it literally took a matter of minutes to complete. Within a week, the reimbursement was mailed to me - that time included them verifying with the doctor, etc... They even checked up to see how my dog was doing which was very thoughtful.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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