5
out of 5
POSTED: | BY: Nathan Jones
Incredibly fast claims processing and…
Incredibly fast claims processing and there is never a need for an appeal
Read more on Trustpilot
4.9
out of 5
Number of reviews 11,174
Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Top-Rated Pet Insurance Plan
Official Pet Insurance of PetSmart
24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app
Fast claims: Most claims are processed within 2 days
Coverage options with no payout limits & 90% reimbursement
5
out of 5
POSTED: | BY: Eitan Agagi
Highly Recommend
We absolutely love Healthypaws vet Insurance for our dog. Very easy to use , quick response, quick direct deposit to your account , very friendly and efficient customer service. Highly recommended.
1
out of 5
POSTED: | BY: Linda D.
Consider a different company
The customer care is beyond awful! I have written over 10 times asking for help with no reply, other than we try to respond to all emails within 10 days.
I have received emails that ask for missing information-they don’t say what is missing, claims denied because there wasn’t enough information on a previous claim.
I had HP for my dog Tucker who passed in 2024. Never had one bad experience. Recommended them to many people.
Now I am looking for a different company.
This was prior to CHUBB buying them.
Run around is what you get.
They don’t make it easy. Used to be send a photo of the bill-done. Now, something is always wrong with the info sent.
Explore other options!
I am checking out Pumpkin.
5
out of 5
POSTED: | BY: Chloe
Incredible insurance company
I’ve been with Healthy Paws since my dog was a puppy, and they’ve honestly made some really stressful moments a lot easier.
Filing a claim is simple, they don’t nitpick or push back, and reimbursements come through quickly. When you’re already worried about your dog, not having to fight insurance or jump through hoops means everything.
I’m genuinely grateful for how easy seeing specialists and making decisions has been because of them. Would absolutely recommend.
5
out of 5
POSTED: | BY: R. Rosenberg
Healthy Paws is one of the main reasons my baby is alive today.
Healthy Paws is one of the main reasons why my cat is still alive today. My cat was diagnosed about 2 years ago with a rare disease. Healthy Paws has been amazing with the submitting and reimbursement of claims. Whether it is emergency vet visits or the monthly tests and medicines that are needed to keep him alive, Healthy Paws is always there to help with the bills. I can't say enough good things about this pet insurance.
Monthly Cost
$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.