Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,775

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: Jeremy

Poor communication and handling of…

Poor communication and handling of insurance claims. The following message was sent 85 days after the initial claim was filed, and 5 days prior to expiration of initial claim (during a Thanksgiving week): Thank you for sending us your pet insurance Claim. To complete your Claim, we need your help by providing us with the following documentation: All of [pet's] medical records since joining your family (view an example medical record here). Your veterinary hospital will provide these documents to you and many are happy to send them on your behalf. A clear invoice for the claim you are submitting (view an example invoice here). The one we received was partially obscured. So that we may continue our review of the Claim, please provide us with the requested information. If we have your veterinary clinic’s information, we will send a request on your behalf. However, a follow up with your veterinary clinic on your part may be necessary to make sure that we are provided with the requested information. If [pet] was seen at any other clinics, please provide the name and contact details of these clinics and we are happy to request additional medical records on your behalf.
5

out of 5

POSTED: | BY: Katee Vallad

I WOULD BE LOST WITHOUT HEALTHY PAWS

I would be LOST with out Healthy Paws. My sweet Great Bernese, George, tore his CCL and required surgery. As you can imagine, it was a very scary time and healthy paws was able to take one HUGE stressor off my plate. The surgery was covered per my policy and I was reimbursed within the week of the surgery taking place. Not only did they come in huge for the surgery, they even reached out after the surgery just to check in on George. Do your self a favor and get Healthy Paws insurance for your pets. You will not regret it :)
5

out of 5

POSTED: | BY: Bianca Pereira

pet health insurance

We had healthy paws insurance for many years and I highly recommend it. Submitting claims is very easy on the app and they are processed and reimbursed quickly. Their customer service and client relations are easy to be dealt with and issues are usually resolved promptly. My dog recently had major surgery and I am very happy with how they handled our claim and even emailed to check on our pet.
5

out of 5

POSTED: | BY: Bianca Pereira

pet insurance

We had healthy paws insurance for many years and I highly recommend it. Submitting claims is very easy on the app and they are processed and reimbursed quickly. Their customer service and client relations are easy to be dealt with and issues are usually resolved promptly. My dog recently had major surgery and I am very happy with how they handled our claim and even emailed to check on our pet.
5

out of 5

POSTED: | BY: Elizabeth HYATT

Their payments are always efficient and…

Their payments are always efficient and quick. They make filing a claim so easy and keep you updated on the progress of you claim. Have been so pleased with them-highly recommend.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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