Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
1

out of 5

POSTED: | BY: James Hurley

Complete scam

Complete scam, there website how great they are. What it doesn’t talk about is how they were sued for 4.7 million for raising rates without telling there customers it also doesn’t talk about how you will pay for years an as soon as you submit your first claim they try every way to deny you. Just a heads up if you have been paying for years an you submitted a claim an they tell you that your not covered because of lack of exam you are entitled for a full refund of the policy and you can also take court action
2

out of 5

POSTED: | BY: Laura Gilmour

No longer affordable

Monthly premiums have increased dramatically this year. They used to be an affordable option, but now it is astronomical! Perhaps the new customers are getting a decent price, but 5 years of loyalty has certainly not been rewarded. I am shopping for other options.
5

out of 5

POSTED: | BY: Jeff Russell

You Can't Go Wrong with Healthy Paws!

Our beloved 12.5 year old Golden Retriever Katie Rose has had a number of medical issues over the years - especially in the last year as she struggled with tremors, seizures, and collapsing on stairs. We have engaged a rather large team of Vet specialists, and, with their help, we have finally found some answers. During this challenging time, we really appreciated Healthy Paws responsiveness to our claims. They have been and continue to be a great partner in her health care. We would be experiencing significantly more stress if we didn’t have Healthy Paws there to helps through this financially.
5

out of 5

POSTED: | BY: Jeffrey

You Can't Go Wrong with Healthy Paws

Our beloved Golden Retriever Katie Rose has had a number of medical issues over the years - especially in the last year as she struggled with tremors, seizures, and collapsing on stairs. We have engaged a rather large team of Vet specialists and, with their help, we have finally found some answers. During this challenging time, we really appreciated Healthy Paws responsiveness to our claims. They have been and continue to be a great partner in her health care. We would be experiencing significantly more stress if we didn’t have Healthy Paws there to helps through this financially.
5

out of 5

POSTED: | BY: Karen

The Healthy Paws team was invaluable to…

The Healthy Paws team was invaluable to me recently, when my dog needed bilateral TPLO surgery. The staff were kind, caring and professional throughout the claims process-from providing me with information regarding what would be covered, setting up a direct pay plan with my vet, the quick response to a setting up the plan and approval process, and such quick and clear communication with respect to the reimbursement to the vet. My vet also commented to me on how very professional, and what quick responses and thorough information and communication they had with the Healthy Paws team as well…. Setting up the direct pay, approving the estimate and then the payment, which was all done within a week of the surgery. And someone from Healthy Paws kindly checked in with me after the surgery to see how our dog was doing! Best service at a difficult time! Thank you Healthy Paws team.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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