Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,192

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Joan

Best Pet Insurance Company Ever!

My nine year old golden tore her ACL and meniscus. I had two claims to be processed. The first one was done within 6 days. The second claim within 14 days. The whole ordeal was close to $4,000. There were no questions asked only complete support from start to finish. I received phone calls and emails checking on my dog's progress. My own insurance company for my medical claims is not this caring. It is a pleasure dealing with everyone you talk to and they cannot do enough to make you happy. My dog is about to start water therapy. To have that as an option to the recovery shows Healthy Paws has taken the step into Alternative Therapy which shows they are progressive and interested in what is best for our pets. I have recommended them to friends and family members!
5

out of 5

POSTED: | BY: Penni

AWSOME

I have four guys. One dog and 3 cats. After our Salem was diagnosed with cancer, we spent over 6,000 dollars for his surgery and treatment. Sadly he passed, but that was when we decided that pet insurance should be checked out for our other 4 guys. I researched 20 different pet insurance companies until I settled on Healthy Paws. Currently our Penrod,(cat), was diagnosed with Hyperthyroidism. I vet suggested at his age getting radioactive iodine treatment done on him. That bill was $1000.00. The insurance we chose was 80% reimbursement, with a $500.00 deductible. After we met his deductible with pior blood work and x-rays, the hospital bill was $1000.00 and we got reimbursed $800.00. I submitted the bill via email and was notified about an hour later that a check was in the mail!!!! Also they sent me a email asking if Penrod was doing OK. My own insurance company does not do this. I was so amazed!!!!! I so highly recommend Healthy Paws!!!! Our next fur babies will surely be insured with them.
5

out of 5

POSTED: | BY: Gerald

Incredibly quick!

On Mar.6, 2013, my 10 month German Shepherd pup tore out a toe nail. This required immediate vet care to treat the wound and stop the bleeding. I filed my Healthy Paws claim the same day (using their easy downloadable pre-filled form). To my astonishment, on Mar. 11, I already received my check in the mail. I've used other pet insurers and have never had such efficient service. Amazing!
5

out of 5

POSTED: | BY: Susan

No complaints here

My dog had to have patella surgery. After submitting our claim, we were reimbursed quickly for all expenses excluding the initial exam and deductible. I am very pleased with this company and recommend them to others.
5

out of 5

POSTED: | BY: Sara

Prompt reimbursement & excellent customer service!

We opted for Healthy Paws insurance after doing a fair amount of research online. We are so grateful that we chose Healthy Paws b/c after having the insurance for 4 months, our 7 month old Hound-mix (Maddy) had to go to the animal hospital for a severe GI bug/fever/diarrhea issue. When we took her to the vet, she was shaking uncontrollably and we didn't know what was wrong with her. She was kept overnight for IV fluids, antibiotics, X-rays, blood work, and stool samples. $1550 later, we were concerned about how much money we would be reimbursed. My fiance's car had died the week before and we were trying to plan/pay for our wedding in 2 months. So Maddy's illness came at a horrible time. Healthy Paws had a $1220 reimbursement check in the mail within a week!! It was an amazing relief. My fiance & I recommend that you get the 90% coverage plan; it pays off when you might need it the most. Maddy has made a full recovery and we will absolutely keep her insured with Healthy Paws for the rest of her life, as well as insure any other dog we might adopt in the future.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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