Healthy Paws | Pet Insurance Review

Healthy Paws asked for my pet’s history once and from then on, they reviewed my emergency vet bill claims within 1-6 days. It was easy to use their website or app on the phone or computer to submit bills and medical records. The state of the claim was clear, about how many days it takes and where in the process it is. I was so happy that no questions were asked since I had submitted all the docs, and whenever the claim was approved, the money was already in my checking account the next morning through direct deposit! What a relief with the giant emergency vet bills I had, knowing that I could take care of my pet with Healthy Paws’ reimbursement and ease of use. The only thing that could be improved is if there is wellness (not covered) and other items that are covered, it would be nice to itemize which parts are not covered instead of a generic statement that wellness is not covered. I am very happy with Healthy Paws and their no max annual or lifetime coverage. It has been worth every penny to have the assurance that my pet is covered.

Horrible experience on final claim after losing our dog to cancer. I have had this insurance for 10 years. Never had a claim until March 2025 when we found out our dog had cancer. I submitted 2 bigger claims, but under $500. Another for medications and a final for euthanasia which $150. Never in the previous larger 4 claims did they ever ask for a full 10 year medical record of our dog until the final claim. Seems if a full medical record was necessary it should have been required on first claim, not after losing our dog and on the final claim. This company is unethical and I cannot help but wonder if this about getting yet another payment while they jerk us around. In response to Healthy Pets reply: No problem on requesting these records, but it should have been on the first submission - not after we lost our pet. Your company should find some compassion.

You never want to have to use this insurance, but it REALLY is one of the best plans when your pet needs care! There's no concern about the cost of vet care, you can focus on making the best medical decision for your little love bug! Our little big man Barney needed eye surgery to repair "cherry eye" and HealthyPaws was exceptionally prompt with reimbursement and expressed much care and concern for the well-being and recovery of our sweet boy! It just doesn't get any better than this!

We have had a good experience with Healthy Paws. While the rates have continued to increase, I am not sure that isn't the case with all pet insurance. They have paid all claims very timely, usually within 2-3 days of submission. There have been no issues with getting claims submitted or getting them paid.

Easy to use. Quick refund. Great.