Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Ronnie

Healthy Paws Pet Insurance Came Through

I can't tell you how happy I am that I purchased insurance on my fur baby from Healthy Paws. For a very modest monthly cost, they have paid thousands of dollars when she needed surgery and other services. Their response time is amazing! It really helps when you're worried about your pet, that you don't need to worry about how to pay for it. It was one of the best investments I've made.
5

out of 5

POSTED: | BY: Donna Felten

I would recommend Healthy Paws pet…

I would recommend Healthy Paws pet insurance to any pet owner looking for a trusted provider. They have been exceptional to us on numerous occasions. Great customer service and easy to navigate their claim reimbursement process. 5 stars and a Paws up for Healthy Paws!!
5

out of 5

POSTED: | BY: Karen Metro

Healthy Paws Coverage

The date listed was our dog's latest chemo treatment. Since we got Healthy Paws insurance for her at age 3 (she is now 10) she's developed epilepsy and now lymphoma. The costs have been in the 10s of thousands. Healthy Paws has covered everything they said they would with no delay or arguments. I receive payment within a week of submitting claims. Without the cancer treatment she has been receiving, she would no longer be here. We are very grateful to be able to have more time and memories with her. One note about cost. It does go up every year but is not pegged to how much you use it. At 90% coverage, $500 deductible, and 10 years old, our monthly cost will be $219.28 per month next year. This past year it was $152.51.
5

out of 5

POSTED: | BY: Nina Rapeephan

Best InsuranceHealthy Paws! Just like a family to me

Healthy Paws has served us well over the years. They have a history of paying claims. My first dog had 3 knee surgeries. The cost was over $13,000 and Healthy Paws paid 90%. Then he developed Mitral Valve Disease (MVD). The electrocardiograms twice per year and daily heart medication cost thousands of dollars a year. Healthy Paws paid. The last year of his life he was in the hospital twice. This cost $20,000. Healthy Paws paid. My second dog had kidney and PDA surgeries. Healthy Paws paid. Then he developed Mitral Valve Disease (MVD). Healthy Paws paid. He was hospitalized for 6 days with life saving treatments. Ventilator, supplemental oxygen, etc. This cost $28,000. Healthy Paws paid. And finally, although it was a very sad time, Healthy Paws paid for the euthanasia. Healthy Paws always came through! Thank you, Healthy Paws.
1

out of 5

POSTED: | BY: Nicki

horrible expereince

I had healthy paws years ago for our previous pets and it was great, but I got it for our 2 new cats and so far it is has been horrible. Every single claim they reject for reasons that don't make sense. (They either say it is preventative when it is a test for symptoms) or they say it was during our waiting period when it was weeks after. Or when I send vet records (what the vet gave us) they say it isn't the correct records. Clearly just trying to give the run around and not pay. Really disappointed.
1 comments

POSTED: | BY: The Healthy Paws Team

Nicki - We’re sorry for any frustration during the recent processing of your claims. After a thorough review of your account, there was some confusion regarding the notations in your pet’s medical records. Our team reached out to your veterinarian for the necessary documents for clarification. Our team worked with a senior claims processor and your claims have been processed. The denied claims you spoke of in your review were also appealed and processed.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review