Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,797

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Donald Ross

Couldn't be more pleased!!!

I cannot say enough about Healthy Paws prompt and compassionate response to a first claim made for our10 year old female labrador, who recently underwent surgery. The claim was straightforward to complete, and the reimbursement very fair. Our family will strongly recommend HealthyPaws to anyone researching quality pet insurance. Thank you, Healthy Paws, for your kind and compassionate response to us, and to our pets. We couldn't have made a better choice for pet insurance.
5

out of 5

POSTED: | BY: Edith K

Healthy Paws

I am very happy with Healthy Paws and their customer service. They respond to all claims quickly and clearly explain what is eligible and what is not. In addition, they seem to genuinely care about your pet. While you never want to need to use your insurance, my shiba did end up needing major surgery. Healthy Paws provided excellent service.
5

out of 5

POSTED: | BY: Karen Donnelly

First Claim /The Best

My cat Jada age 14 was diagnoised with Pancreatis. Before this Jada has been very healthy and dosen't look or act like a 14 yr. old. Then I noticed some weight loss from not eating which is not like her at all(she loves her food and her brother's as well). There were a couple of bouts with vomiting and diarrhea too. The vet did a complete work-up and ultrasound which verified his findings. I submitted all records and claims and the next day heard back from Healthy Paws letting me know that they received everything and would be handling this right away. And that is just what they did!! Prompt attention to Jada's case and I even received another email just to ask how she was doing!!!!! I don't get that treatment from my own doctor :( I am so impressed with Healthy Paws that I have made it my business to tell other animal owners of my experience.The processing was easy and within 1 week of them receiving my claim and associated paperwork it was completed and emailed to me the findings and how much I would be refunded. WOW!!!! Every one I spoke with over the phone was polite, helpful and caring. Thank you so much.
5

out of 5

POSTED: | BY: A. Dudoit

Best insurance EVER!!!

Having been a pet owner my whole life, I know the unexpected happens and when it does it is expensive! So when we got our little Havanese puppy, Riley, I checked into pet insurance. After researching thoroughly all the big companies I stumbled upon Healthy Paws and I'm so glad I did! So many companies have various limits and exclusions so their policy is hard to fully grasp. I loved that Healthy Paws policy was up front, low premiums with no incident or lifetime limits. In two weeks time my now 10 month old puppy had to be seen 5 times for two different events. All of the claims went smoothly, reimbursement has been fast, and all the representatives have been extremely helpful. It is such a relief to know that I can now afford to give my baby the quality care that he deserves without worrying about the bottom line.
5

out of 5

POSTED: | BY: Vivianna teixeira

Lifetime customer!!

This company is not only extremely efficient at getting claims processed and mailing the reimbursement checks quickly but they have an outstanding customer service team. They wrote a personalized email checking on my dog and asked me to give him a hug for them. I was extremely impressed by this as most large companies send automated impersonal emails. My dog had major surgery within 3 months of having the policy and I was so nervous that there would be red tape to go through to get the reimbursement check. Much to my relief I had an email within an hour saying the claim was processed and the check was on the way.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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