Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kim Ferlauto

Easiest Part of Taking Brooklyn to the Vet

Keeping a yellow lab relaxed and off her paw after surgery is quite a challenge. Getting reimbursed for her claims was the easiest part! In addition simple forms and speedy processing, the rep even contacted me to see how she was doing! I received the reimbursement before my credit card bill even came!
5

out of 5

POSTED: | BY: Matt

+1 for Healthy Paws!

I did my research (this site is great) and these guys are ranked highly for a reason: quite simply, they're the best. Since I joined, I've already had to submit two claims (one with multiple invoices) and they've all been processed and paid promptly and without questioning service provided. Their website is a breeze, their customer service is A+, and they care. Perhaps equally as important, **THEY ALSO HAVE A FOUNDATION** which has donated well over $250k already to animal rescue. Let's see the big boys at Met Life (VPI) do that! I cannot recommend them highly enough.
5

out of 5

POSTED: | BY: Berkeley Meigs

Healthy Paws Pet Insurance is wonderful!

I have tried other insurance companies and canceled them. Healthy Paws has been prompt in payment and have never unquestioned or refused to pay a claim.My two border collies have required treatment and some expensive tests this year and Healthy Paws has been right there, doing all they had promised. I recommend them highly!
4

out of 5

POSTED: | BY: Karen Reuel

premiums have gone up!

I still like Healthy Paws, they are super fast to mail you your check once your file a claim. And their customer server has been stellar. But since we joined a little over 2 years ago our premium has gone up over 30%!
5

out of 5

POSTED: | BY: Dale Casares

Excellent Claims Handling

I am so thankful I purchased insurance for my dog through Healthy Paws. I spent the $ to get the 90/10 coverage, and true to their advertisements, they straight up paid the claim at 90% less my deductible and the exam fees. They did not nickle-and-dime the charges as most insurance companies do. There was ZERO hassle, and payment was received by me only a week after I submitted the claim. When I spoke with a representative about the claim, they genuinely sounded like they cared about my sick dog. They called my dog by name and referred to her condition. I will always be a customer and will insure my other dog and all future pets with Health Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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