Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,740

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sherry Sturges

Reassuring to be able to seek the best care

Our 1 1/2 yr. old corgi pup needed tricky oral surgery for repair of mandibular degloving after getting into a fight with our pointer. Of course the incident happened on a Saturday night and we had to seek emergency care. I had never had pet insurance before but a year ago, I felt this pup was so active and such a chewer that I should look into coverage. I compared and chose Healthy Paws because they offered the most comprehensive emergency coverage at the best price. We ended up taking our corgi to a university veterinary hospital in Philadelphia for specialty surgery and a two night stay. My claim was handled and paid so quickly and efficiently that I was shocked. The follow up emails to see how our pup was doing were very much appreciated. Can't say enough about Healthy Paws coverage and claim service.
5

out of 5

POSTED: | BY: Jeff

Healthy Paws Insurance is Simply AMAZING!!!

From the wide array of coverage options, to the fantastic customer service to the prompt reimbursement and easy claims process, I wouldn't go with any other pet insurance company. They truly care about your pet and always follow up to see how they are doing. The people who work there are extremely friendly and helpful. They do everything they can to help you when you need it. Thanks again Healthy Paws!
5

out of 5

POSTED: | BY: Matt Burdett

So glad I have Healthy Paws!

Service was fantastic. They paid my claim promptly with no issues. It was even down to the penny of what I expected. They let you know up front what is covered and what isn't, and stick to it! Don't know what I would have done without Healthy Paws!
5

out of 5

POSTED: | BY: Bryan G.

Customer Service is Fantastic

I've been a Healthy Paws customer for two years and have great experience after great experience. My claims haven't even been that large, a torn dew claw and another one for a foxtail removal. But every time Healthy Paws has delivered as promised with speed and very personal service. One of the top customer service companies in any industry!
5

out of 5

POSTED: | BY: Jeff and

Outstanding!

We own 3 big beautiful rambunctious Labrador Retrievers. We don't have children and consider them every bit our children. Their health and well being are paramount to us. I've owned animals all my life but pet insurance is a relativly new offering for pet owners. It has come a long way in the last 15 years. I was reluctant to purchase it originally as the reviews were not so convincing and the coverage less than attractive. When we saved our third Lab from going to the pound and decided to adopt him, the time had come to consider it. I researched all the providers and compared all their ratings, rates and policies and decided on Healthy Paws. It is by far one of the best decisions I've ever made. Our oldest Lab Coopah has recently developed some health issues that had left him listless and unable to climb stairs or jump up to his favorite spot on the bed. He would also cry out in pain for no apparent reason. This of course had us very worried and led to many visits to the Vet hospital in search of answers. Turns out it may have been an autoimmune disease as well as low thyroid levels. I say may have been as we never did get a conclusive diagnosis (it's still ongoing)however he has been gradually getting stronger with more energy and he no longer cries out in pain. Healthy Paws has been there every step of the way supporting and reimbursing us for 90% of the cost we incurred during this process. They are fast (reimbursment checks are received generally 2-3 days after the claim

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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