Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Gerald Schuchman

Incredibly quick!

On Mar.6, 2013, my 10 month German Shepherd pup tore out a toe nail. This required immediate vet care to treat the wound and stop the bleeding. I filed my Healthy Paws claim the same day (using their easy downloadable pre-filled form). To my astonishment, on Mar. 11, I already received my check in the mail. I've used other pet insurers and have never had such efficient service. Amazing!
5

out of 5

POSTED: | BY: Susan R.

No complaints here

My dog had to have patella surgery. After submitting our claim, we were reimbursed quickly for all expenses excluding the initial exam and deductible. I am very pleased with this company and recommend them to others.
5

out of 5

POSTED: | BY: Sara Owens

Prompt reimbursement & excellent customer service!

We opted for Healthy Paws insurance after doing a fair amount of research online. We are so grateful that we chose Healthy Paws b/c after having the insurance for 4 months, our 7 month old Hound-mix (Maddy) had to go to the animal hospital for a severe GI bug/fever/diarrhea issue. When we took her to the vet, she was shaking uncontrollably and we didn't know what was wrong with her. She was kept overnight for IV fluids, antibiotics, X-rays, blood work, and stool samples. $1550 later, we were concerned about how much money we would be reimbursed. My fiance's car had died the week before and we were trying to plan/pay for our wedding in 2 months. So Maddy's illness came at a horrible time. Healthy Paws had a $1220 reimbursement check in the mail within a week!! It was an amazing relief. My fiance & I recommend that you get the 90% coverage plan; it pays off when you might need it the most. Maddy has made a full recovery and we will absolutely keep her insured with Healthy Paws for the rest of her life, as well as insure any other dog we might adopt in the future.
5

out of 5

POSTED: | BY: JJ

Awesome!

Healthy Paws Pet insurance was one of the best decision I have made. My pet is my child, so when I found out that she had to have surgery, I was worried, stressed, and sad. On top of worrying about my dog, I also saw the medical bills rolling in. The Healthy Paws family made sure that during this crazy time, that the claims were taken care of in an easy, no hassle, timely manner. With in 3-5 days of filling out a claim, I received a check in the mail. And, to top it off, they sent me emails asking how my dog was doing after her surgery. When I started looking for insurance for my dog, I checked out several different companies. Then I talked to a friend who has several animals and recommended Healthy Paws and I couldn't be happier.
5

out of 5

POSTED: | BY: Christine Kramer

Professional, personable, and superior service

When our baby was ill this past February with a vomiting, diarrhea and then bloody stool illness, we were very concerned for her. I had recently purchased Healthy Paws Insurance just as a precautionary measure (thinking I will probably never need to use it), but I was relieved that I had. Two days of testing and observation, quickly ran over #$2000.00, but Healthy Paws contacted me via e-mail immediately and took care of everything once the Vet's office sent over the records, and within a week we had reimbursement. The kind claims specialists contacted me daily to make sure everything was okay and this relieved us of the excessive financial worry of our dog's illness. Healty Paws was exceptional in every manner and I have highly recommended them to all of my friends who own pets. Thanks Healthy Paws.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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