Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,190

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kevin

Fantastic personal service

I had almost forgotten about my insurance until my dog had a series of health problems arise. I had no idea until this past month whether Healthy Paws would live up to their reputation but after submitting 4 vet bills and getting a speedy reimbursement (once past the deductible) I can say that this is a premium insurance company. Before sending in my first bill, I called with a couple of questions. The woman I spoke to was warm and friendly, possibly moreso than any customer service I've experienced. The only thing missing is their iphone app which will make it even easier to submit vet bills online (but it's already very easy).
5

out of 5

POSTED: | BY: Roland

Great Insurance - Fast service

- I had my pet insurance with Healthy Paws since September.- This month, my almost 6-year old pug had a herniated disc all of the sudden. - almost 7000$ in cost for diagnostic and surgery. Without Healthy Paws, I would have been in debt. - Claims were processed within days. - The APP is amazing. - Their follow-up was also great. Highly recommended.
5

out of 5

POSTED: | BY: Mandi

Healthy Paws the best decision ever!

I have had my dog Moo covered by Healthy Paws Insurance since she was adopted in 2011. Last year she was hospitalized with a severe gastric issue and again 2 weeks ago. Each time the claims were processed extremely fast and I was reimbursed for all covered expenses. The last claim was processed in less than 1 hour from submission! Wow, now that is excellent customer service! I would recommend Healthy Paws Insurance to anyone who has pets for the peace of mind they bring!
5

out of 5

POSTED: | BY: Leila

Healthy Paws is pawsitively the best!

I have been very pleased with the service and turn-around time with Healthy Paws. They genuinely care about my pet, and are quick to process my claim.
5

out of 5

POSTED: | BY: Jan

Smart Decision

After comparing many pet insurance companies I decided Healthy Paws was the best choice for my new furry baby girl. We had bought a puppy just a few months earlier only to have her die within the first 48 hours. Needless to say we were heartbroken and wanted to do everything possible to ensure our new puppy had all the medical care she needed if needed. Turns out before she was two years old she had to have major hip surgery. I am so glad we chose Healthy Paws. They have been wonderful to work with and very understanding of our needs. Plus they get in touch with you personally to check on her progress. I couldn't be more pleased.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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