Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Christina

We recommend to everyone

I recommend healthy paws to any dog owner. We have four dogs and have had them all insured since they were rescued. Healthy paws is completely transparent. If they say they cover it, they do. It is so refreshing to get what you pay for!! They have exceeded our expectations. It's easy to file claims, they are super fast to respond and the checks are issued just as fast. Sometimes we expect got them to omit coverage or simply tell us "your meds are no longer covered." NOPE. They keep providing the same great coverage. Even when the wounds are self inflicted (like from a recent dog fight). They covered, exactly as they said they would. We recommend healthy paws to everyone.
5

out of 5

POSTED: | BY: Veronica

Great service

My doggie ate a crocheted sock which made her vomit and become lethargic and unwilling to eat or drink. We decided to take her to the vet because she was not returning to normal. After completing the treatments at the vet I submitted my claim by taking a pic of the receipt. I received a response the same day detailing what would be covered. The process was fast easy and I even received a very thoughtful email following up on my pets health.
5

out of 5

POSTED: | BY: Denise

Easiest process ever

Healthy paws was the choice I went with after much research. They're friendly to work with and answered all my questions with ease. My pup had a CCL injury and needed surgery asap. I am a student with no real income and had to pay out front for the surgery with credit cards. Healthy Paws had my claim completed within DAYS of filing. I cant put into words how easy this process was. I tell all my pet having friends that pet insurance is a necessity and Healthy Paws is the way to go.
5

out of 5

POSTED: | BY: Holly

Healthy Paws A++++

Have had nothing but great experience with Healthy Paws. They are quick to repsond & get claim processed. Know many that have had the same experiences. Definitely better than most pet insurances.
5

out of 5

POSTED: | BY: Kate

Excellent Service!

I am so thankful to have had Healthy Paws pet insurance for our young Golden Retriever, who at 11 months was diagnosed with elbow dysplasia and required surgery. Healthy Paws paid our claim for the elbow surgery without any problems. I do not know how we would have been able to afford the over $6000 surgery without Healthy Paws insurance. Not only did they cover this condition (which most companies will not, because some consider it a genetic condition), but they make the claims process incredibly easy. I simply upload a JPEG of the invoice, and they send a reimbursement check. I have recommended Healthy Paws to everyone I know with a pet! Thank you Healthy Paws!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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