Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Dalia and

Best decision we made for our dog

Buying this policy from Healthy Paws for our dog Brooklyn when she was a puppy was one of the best decisions we ever made. And Healthy Paws is just about the best company we’ve ever worked with. A few months after we bought the policy, Brooklyn was diagnosed with cancer. Now, after a year and a half of treatment for malignant mast cell tumors, her doctor has essentially declared her cancer free. With the support of Healthy Paws – who was always responsive to our needs, easy to communicate with, and fulfilled every requirement of the insurance agreement – we were able to navigate what otherwise would have been a burdensome and expensive treatment program for Brooklyn. Thank you, Healthy Paws. She couldn’t have done this without you.
5

out of 5

POSTED: | BY: Gregory B

Glad I Did My Homework

Upon adopting a rescue dog I decided to shop for insurance. After some googling and reading reviews on several Insurance companies, I settled on Healthy Paws. Very glad I did!!I have both my dog and cat insured. I have turned in several claims on my dog and 1 on my cat so far. In every instance I received notice via email as soon as HP received the fax from the vet or myself depending on circumstance. Usually the same day I was informed via email that the claim was processed and I was provided with a PDF file to look at online or print out showing what was covered and what was not covered.. usually just the exam fee was not covered which is standard.. and best of all my 90% refund check arrived within 1 week. doesn't get any better than that!!
5

out of 5

POSTED: | BY: caroline steele

Ease of mind

I am very impressed with Healthy Paws. I was skeptical when I decided to get pet insurance for my little rescue dog. She is 8 lbs as an adult and a mix, so decided to give it a try. Now 18 mo later she had to have an emergency stomach surgery due to blockage and the bill was $1800. So I sent it off to Healthy Paws. Their claims process was so simple and efficient and I received my reimbursement within 30 days. I believe Healthy Paws is honestly better than my personal medical insurance and am going to add a pet to the policy.
5

out of 5

POSTED: | BY: Sam Baltimore

Miles is once again a happy dog

Miles is a very sweet dog that was viciously attacked by another dog. He had very severe injuries and needed medical attention. Thanks to Healthy Paws, I had the peace of mind to get Miles the best treatment possible. They handled and paid my claim with no problem. Thanks Healthy Paws!!!!
5

out of 5

POSTED: | BY: John G

Great customer service and coverage

Awesome follow up.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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