Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: James I

HealthyPaws embodies the best in pet insurance

Rocco is a typical, very healthy 70-pound Bracco Italiano puppy. Like all of us, medical issues come up and I wanted to be sure from his earliest puppyhood that we would be protected against "major vet expenses" in the event of a catastrophic accident or such. Thank G-d, this has not occurred but I know HealthyPaws will be there for us should we need them. How do I know this? Because each and every minor medical issue that Rocco has had, HealthyPaws has been there with us. They are extremely well organized and claims are processed nearly immediately, usually within 24 hours. I could not be happier with my choice and already have friends who have chosen HealthyPaws at our recommendation! My only hope is that they will add "Bracco Italiano" (i.e. Italian Pointer) to their list of breeds...! :)))
5

out of 5

POSTED: | BY: Laurie Gerhard

Healthy Paws was a life saver for our Nala!!

Nala has unfortunately had to use her health insurance a couple of times now the most recent being an intestinal blockage that needed surgery to remove a foreign body. Six days after surgery she was painful and had a fever, we rushed her to the ER vet on a Sunday and needed another surgery to remove an abscess that would have killed her. The surgery started out as exploratory because there was no definitive answer. Without Healthy Paws we may have done a wait and see but were able to make the right decision that saved her life. Thanks to Healthy Paws it's the best decision we could have ever made for our dogs care. I have been thrilled with how quickly they process the claims and how easy the entire process is. They're the best hands down!!!
5

out of 5

POSTED: | BY: Marlene Vail

Outstanding customer service

I looked for an inclusive health policy for my pets, and after doing much research found Healthy Paws. Their customer service is top notch, and they respond quickly and processed my e-claim within one hour. Now, that is service! I would highly recommend this company to my friends and family, and sent my vet my comments as well. Great company.
5

out of 5

POSTED: | BY: Neal

I wish insurance for humans worked this well

My 8 month old Yorkiepoo developed a fracture in her left capitol physeal (top of femur) and required a FHO -Femoral Head Ostectomy. Pretty stressfull situation as everything happened so quick, but our insurance company "Healthy Paws" made this process so easy that I thought it was too good to be true. Thankfully the reimbursement process went exactly as described and I found myself slightly jealous of my pets insurance as compared to my own! Healthy Paws customer service is remarkable. To top it off, even after our reimbursement check arrived, we got a email from "Tim" at the company checking on how my pup was feeling!!! In my opinion, our Healthcare companies surely could borrow a page from Healthy Paws on how customer service should be experienced by the client. If I could rate this company an "11 out of 10" I would. I couldn't be happier with my decision to go with this insurance company. Highly recommend.
5

out of 5

POSTED: | BY: Ellen Beaudette

Outstanding!

Healthy Paws Pet Insurance has been outstanding in customer service, communication, and in their prompt payments. I spent weeks researching the different companies, as this was my first time purchasing pet insurance for my puppy and I wanted to make sure that I was covered for the more serious accidents and medical conditions that oftentimes plague a dog as they mature. I figured that I didn't need preventative meds or office visits reimbursed but, given my financial instability, I wanted to make sure that the 'unexpected' would be covered. Thankfully, I made the right choice. At 1 1/2 years old, my dog was diagnosed with torn cruciate of the hind legs. There are 3 different techniques to repair this injury, each technique having a different cost. I called Healthy Paws to ask them which technique they would cover, and I was told that they would cover whichever technique the vet and I would prefer. I knew then and there that I had made the right choice with Healthy Paws! She underwent surgery a little over a week ago. As I am currently unemployed and very low on funds, I faxed them my receipt for the surgery on Friday. I was stunned to receive a check from them the following Monday - 3 days! In addition, someone from Healthy Paws even contacted me via email to check to see how my dog was doing. When I responded to the email, I never dreamed that he would write back, but he did, reassuring me that the recuperation process would go quickly. How great is that! I

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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