Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,403

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Molly

I love Healthy Paws!

Upon adopting our pup at 4 months old we decided to purchase a health insurance policy for her. And it was absolutely, one of the wisest decisions we could have made. When a pet becomes sick the last thing one wants to add to that worry is a financial burden. We chose Healthy Paws because of the awesome reviews and we have not been disaapointed. Filing a claim is a snap and the turn around time from processing to receiving a check was one week! (And this wasn't our first claim :) I cannot reccomend this company highly enough! Don't hesitate, Healthy Paws is the pet insurance company you've been wishing for!
5

out of 5

POSTED: | BY: Judy

Couldn't Find Better Insurance

Healthy Paws took care of my little pug, Lucy. She's only six months old, and like most puppies, gets into everything. She began throwing up and had a high temperature. When I brought her to the vet, they figured out she had gotten into something because her liver values were sky high (she had gone into shock). She stayed for four days. Because Healthy Paws had my back, I knew I didn't have to choose between giving her the care she needed, or letting her go. Four days later, she was a bouncing, healthy baby again, and just a few days after that, I received my reimbursement check from Healthy Paws. They covered exactly what they said they would. I love this company! I recommended them to all my friends and family. Plus, the person on the phone and web were all so pleasant!!
5

out of 5

POSTED: | BY: Mary

Healthy Paws saved my dog

When Sitka started holding her leg up, I was certain she was going to need knee surgery. Imagine my heartache when the surgeon discovered a large tumor rather than a blown knee. Certain specifics about the tumor lead the doctor to believe it may not be the primary source. An ultrasound confirmed there was another mass in her adrenal gland. I was crushed. We tried treating the leg tumor with various forms of chemo, but it continued to grow. After 8 months we made the difficult decision to amputate. The pathology of the tumor came back as being a relatively rare form of bone cancer that tends not to be aggressive. That leads the doctors to believe that perhaps the mass in her gland is benign. Fingers-crossed little Sitka will prove to be cancer-free and live a long life as a tripod.I will never again have a pet without insurance, and Healthy Paws has covered $7,000 plus in just my first year of their service.
5

out of 5

POSTED: | BY: Ilene

Healthy Paws is all you could ask for...

Recently my precious Chihuahua, Toby, had a terrible accident and broke his leg. It was a severe break and required a difficult orthopedic surgery with a plate and six screws to repair his tiny bones. I was terribly worried about him and would do anything in the world to help my little love bug get back to health. One thing I did not have to worry about through it all was the bills that were being incurred for his surgery, treatments, meds, etc. This is my second time having to use Toby's pet insurance (the first incident was nowhere as severe, yet still expensive) and Healthy Paws has been very prompt with communications regarding my claims and the reimbursements - they cover everything that they say they will, never a hassle. As a matter of fact, I submitted a claim yesterday via the mobile app (which is absolutely awesome) after leaving the vet for a treatment and got confirmation today that the claim is fully processed and my reimbursement is on its way! The staff at Healthy Paws is fantastic!!! They are very helpful, caring and just really great people to work with. They even follow up with you to check on your pet to see how things are going. I can't say enough positive things about this pet insurance. I did my homework and was pretty sure I selected the best pet insurance for Toby, but they have confirmed my decision 10 times over. I am extremely happy with Healthy Paws and I would highly recommend it to anyone who is looking for pet insurance for their furry loved one... It's the best one out there.
5

out of 5

POSTED: | BY: Dale

Wonderful company

I am so glad that I switched from my previous pet insurance to Healthy Paws. There are no complicated schedules or caps; they simply pay at the level of coverage you have selected. The deductible is annual, not per illness, surgery or accident and claims are processed incredibly fast.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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