Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,963

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
4

out of 5

POSTED: | BY: Kevin

Pet insurance that actually works

I have had other pet insurances before (like VPI) and they were terrible. There was always a reason why they wouldn't cover something or if they did cover something it was within a predetermined compensation schedule that was pretty terrible -- meaning although I would pay $1k to the vet for an injury, other insurances would say "well we think it should have cost $200 so we'll only pay you that". Healthy Paws is nothing like that. You pay, your pet gets injured, they pay. Plain and simple. The way it's supposed to work.
5

out of 5

POSTED: | BY: Mahalia

What a relief

Great insurance. Customer service was helpful and personable. Claim was handled quickly, within a week.
5

out of 5

POSTED: | BY: Cheryl Lienesch

Best Pet Insurance

We have pet Insurance with "Healthy Paws." Recently our dog required emergency surgery and ICU care for a bowel obstruction. Our experience with "Healthy Paws" was exceptional! We received immediate feedback and they processed our claims immediately. They helped us to obtain required records from the Animal Hospital. Every person I spoke with from "Healthy Paws" was so professional and caring. They have had excellent follow-up as well. This saved us thousands of dollars. Excellent company!
5

out of 5

POSTED: | BY: Cheryl

Best Pet Insurance!

We have "Healthy Paws" Pet Insurance. What an awesome company.Our mini golden doodle recently had a bowel obstruction requiring emergency surgery as well as ICU care. Our experience with Healthy Paws was exceptional. They helped us get needed information from the Vet Hospital and processed our claim immediately. We received excellent communication from them throughout. Every person we spoke to was both professional and sympathetic toward our situation. We received excellent follow-up as well. Highly recommend. Having this insurance saved us thousands of dollars.
5

out of 5

POSTED: | BY: Nicole Bacani

Healthy Paws Cares About your Pets!

I have to say that I'm absolutely amazed at the level of service I received from Healthy Paws. It has made our lives SO much easier knowing that our pets are covered with insurance. It's not only the insurance that gives us peace of mind, it's the ease of filing claims (take a photo and submit through an app - couldn't be easier), the genuine care and concern from all of the Customer Service representatives I've spoken with and the speed at which claims are processed. I wish my health insurance company cared as much as they do! We have three dogs and I wish I had signed up for Healthy Paws years ago. My youngest dog recently tore both her cruciate ligaments, requiring surgery on both her legs. We had the surgery done on a Thursday. By Friday they had already processed the claim and submitted payment. It's stressful enough having to deal with an injured pet, but having 90% of $16,000 vet bills covered allowed us to focus on our dog and not the cost of the surgery. Additionally they followed up with an email a week after the surgery asking if she was ok. I highly recommend Healthy Paws to anyone considering Pet Insurance.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review