Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Kiara

Excellent service, easy to use app & kind staff

We had just enrolled our 2yr old mini American Eskimo, Thor, in healthypaws a few months earlier and then he got horribly ill. He got a severe GI infection and had to stay in the hospital for weeks. I was worried that it may not be covered but all we had to do was send Thor's full health record with the claim and we had no issues!It was very scary for a couple weeks and he lost over 10% of his body weight; we were unsure which way it would go. I can say it was a relief to have insurance otherwise we wouldn't have been able to afford the badly needed IV fluids, medications and lab tests. I can say with a fair degree of certainty that having healthy paws on our side is what enabled Thor to survive his illness and come back home to us. We can't thank them enough for being so supportive throughout the whole process; our questions, our calls, the claims process, all of it was kind and efficient. Thank you thank you thank you! I have seen other reviews from people with issues doing their first claim, as a result of that I made sure to send Thor's full health record when we first signed up and I sent it again with the first claim I made. I had zero issues and the reimbursement was quick.
5

out of 5

POSTED: | BY: Leslee

Healthy Paws

We couldn't be happier with Healthy Paws
5

out of 5

POSTED: | BY: Allyson

Healthy Paws to the rescue

Healthy Paws was a life saver for me last weekend. my puppy got into a Christmas wreath and unfortunately ate some of the plastic. Hours later was sick and vomiting blood. Rushing him to emergency vet in middle of the night and unsure of his prognosis was horrible. Paying thousands upfront wasn't even a worry because I knew Healthy Paws would cover the vast majority of the money. When I submitted my claim, I had lovely emails asking after Welly's health and helping with the claim. It was processed quickly and the check was in the mail the next day! Helped take the stress out of a very stressful situation.
5

out of 5

POSTED: | BY: Jane

Friendly, Easy Claim Process, Fast Reimbursements

I did alot of research on pet insurance companies before purchasing Healthy Paws when we adopted our St. Bernard in 2012. Purchasing insurance through Healthy Paws was one of the best decisions we made. Within a year, our dog swallowed a tennis ball, whole, and needed surgery to remove it. Once I submitted the claims, I would get an email response soon after and received reimbursements within a week or two. Last year, our dog needed another surgery, and, again, their claim process was easy and fast. I rarely had to speak with an agent, but when I did they were pleasant and compassionate. With all the insurance companies out there, I'm very happy I went with Healthy Paws.
5

out of 5

POSTED: | BY: Judith

Getting Heathy Paws was the smartest move!

Our always heathy two-year-old Bolognese suddenly stopped eating, was totally listless and kept vomiting. It was a serious case of gastritis. He was hospitalized a total of four nights. It was crazy expensive. The hospital gave us what we needed to file a claim with Heathy Paws. It took a few minutes online. Heathy Paws immediately assigned a case number, and within a few weeks, we received a check. It was that simple. It was a relief to know that while we were agonizing over our beloved puppy's health, we did not have to additionally agonize over the hospital charges. We have two dogs, both are covered by Heathty Paws...thank goodness.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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