Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Shari

Excellent Insurance and Customer Service

We strongly recommend Healthy Paws Pet Insurance. Our 2 year old lab needed TPLO surgery, which is extensive and expensive. Healthy Paws processed the claims leading up to it and after quickly and accurately. They are professional and compassionate. I have already recommended HP insurance to my friends and the bank tellers when I deposit the reimbursement checks.
5

out of 5

POSTED: | BY: Angelina McGrath

Outstanding and Caring Service

I got the best news possible Wednesday evening that my dog does not have cancer! We are overjoyed! Prior to this I was faced with an incredibly difficult decision. I was told that an ultrasound revealed multiple tumors on my dogs spleen, one that was 1ft long. They told me that my dog probably had hemangiosarcoma and may not live very much longer. The high estimate for surgery to remove her spleen was almost $9,000. Along with dealing with the absolute devastation of a cancer diagnosis I was scrambling trying to figure out how I could afford surgery. Many people faced with an incredibly expensive surgery and a potential life expectancy afterwards of 3-6 months may opt for euthanasia. That thought breaks my heart for every single person that has to make that decision. It was the hardest and most painful hours of my life and having and trusting Healthy Paws was at least a small comfort in such a difficult time. I knew from previous experience that I could trust them. After things calmed down and I had my dog home from surgery I submitted the $5,700 claim along with another $400 claim from the week before. They had the claims processed in less than 24 hours which was an incredible relief. I received the checks today which is Friday. That's less than 5 business days from when I submitted it. I have never had any problems with this company. They are absolutely wonderful! Even if you don't meet your deductible for the year be happy that you A. Have a healthy pet B. Are supporting and honest company providing a wonderful service for our best friends and C. Are helping save someone else's pets life! For me less than $50/month is beyond necessary to never have to decide between surgery or euthanasia.
5

out of 5

POSTED: | BY: Leslie O

We love Healthy Paws! Higgins thanks you, too :-)

Healthy Paws has been amazing. We have submitted numerous claims this past year for our puppy Higgins who is now 1 year old - poor guy has had some back luck this past year. Thank goodness we got insurance!! The most recent claim was a big one - Higgins ate part of a toy and the squeaker part got lodged in his bowel. Immediate surgery was needed to remove the squeaker, then he spent 5 days in the doggy ICU, then loads of meds once he got home. All covered! Reasons why I love HP:1. Their website for submitting claims is extremely easy to use (just attach the pdf of the invoice and that's it - literally). 2. The response time for claims is very quick: we usually receive a response withing 48 hours, sometimes even quicker. We have never been asked to confirm additional information or had to contest anything. 3. The checks come in the mail within a few days of the claim being processed. 4. The entire process could not be easier. AND, the HP team sends nice emails checking on Higgins! We love Healthy Paws!!
5

out of 5

POSTED: | BY: Kayt Wolfe

Healthy Paws Is The Best

After a lot of research, I found Healthy Paws. Unlike almost every other pet insurance company out there, they offer unlimited annual coverage. Charlee became very ill a few weeks ago and needed hospitalization to stabilize her condition, and then a series of tests to identify what the problem was. It was a very upsetting time, and would have been very difficult financially, had I not insured her. Healthy Paws made the claims process so seamless, and the check was in the mail within a week. I can't recommend them highly enough.
5

out of 5

POSTED: | BY: Bethany

Best Customer Service

Healthy paws has helped me get back both my claims within 3-4 days. The check was at my door step a week within submitting the claim. I had a concern once and was able to speak to an actual representative within a minute or so. Couldn't ask more from an insurance company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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