Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Michelle Clough

So happy we chose Healthy Paws!

Our 6 month old Boykins Spaniel was diagnosed with Medial Patella Luxation. It is a hereditary disease and I discovered it while walking behind him noticing his leg giving way occasionally. His vet found the problem and we have had two surgeries so far. Healthy Paws has been behind us all the way. So thankful not to have financial stress on top of all the other stress on our puppy and family. Thank you Healthy Paws!!!
5

out of 5

POSTED: | BY: Yvette Kosic

I'm so happy I enrolled my pet with Healthy Paws!

I don’t typically write reviews, but was compelled to do so after my dog, Lexi, needed surgery for a torn ACL. I had heard horror stories of pet insurance companies and the nightmares others have endured in getting refunded the bare minimum for medical needs. I was expecting I would need to spend several hours on the phone to get everything in order for a minimum reimbursement. I truly did figure they would give me all kinds of run-around and excuses for why everything was excludable under the insurance plan. Well none of that happened with Healthy Paws!! OMG, they took care of everything so seamlessly, quickly and most importantly stress-free that I just want to say – THANK YOU!! THANK YOU!! THANK YOU!! I was so stressed out and worried about Lexi, I couldn’t think about anything else. They took care of the vet bill and did so with very minimal effort on my part. The vet submitted the procedure and billing and that was pretty much it. They reimbursed me back almost the entire amount of an over $4,000 bill. I just couldn’t believe how wonderful they are. The reimbursement was in the mail before I could even start thinking about the bill – I was still nursing Lexi back to health and she was all I could think about. And to boot, they even sent me a follow-up email a few weeks after the surgery just to check how she was doing. Nothing else! No billing questions. No, sorry we need more paperwork. Tim, from the Claws and Paws section, sent me an email that was simply asking “Hey, how’s she doing”. I can’t say enough good things about Healthy Paws and my experience. They really took care of Lexi when I needed them most. THANK YOU!!!
5

out of 5

POSTED: | BY: Lynn T.

Healthy Paws is excellent pet insurance!

Our dog, Ziggy, began to have seizures. He was treated by a neurologist and every claim we submitted (with the exception of the doctor's visit) was paid at the requested 80% plan. I have submitted subsequent bills for prescription medications for Ziggy and all claims were processed within a day of submission and reimbursements were mailed out and received within a few days of submitting claims. Great company and great customer service!!
5

out of 5

POSTED: | BY: Zeus Grandma

A Blessing

Highly recommended. Speedy process of the claim. No fuss. Easy to file claims. Submitted claim on Sunday - approved on Tuesday - received check on Saturday. I was tickle pink when Healthy Paw email asking about my big boy health. Zeus is the love of our life. He is a big teddy bear - American bully. Knowing I had good pet insurance I could focus on his recovering by hugging and petting him.
5

out of 5

POSTED: | BY: marianne sparks

Marianne and I love Healthy Paws

I have recommended Healthy Paws to so many people but this is first big problem my bad little doggie got into= but he was covered, All the way to $7000. And it all started with a big old piece of sausage he got his fat little paws on--I thought my big old standard poodle would be more elegant. But I found out he is just a dog disguised in all that hairy fluff and he got just as sick as my old blue heeler when he decided he loved sour cream so much he would eat the bowl. Thank you Healthy Paws because I am retired and watch my bills and with you I didn't have to stop and wonder about arrangements for my bill. And Bad Boy Barry thanks you too because after 7 days of emergency care and follow up----he is free to chase butterflies, steal part of the horses' carrots or grab a bit of lunch from my grandchildren I

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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