5
out of 5
POSTED: | BY: Jessica
BEST INSURANCE OUT THERE TRIED THEM ALL
First off let me just start by saying I did absolutely the most research a human could possibly do before buying pet insurance for our new pup because we had such an awful experience with our first dog we switched companies about five times and we tried every company "highly recommended" by our vets and everyone out there! They were awful! They had horrible customer service, we were forced into situations where we were basically negotiating how much we would actually get paid having to call and submit documents after documents a million things not covered ect. Within a month of having Healthy Paws for Elsa she was attacked a dog park she couldn't walk and we rushed her in to the vet turns out she had a condition called luxating patella her tendon basically came off of her bone gross! They did emergency surgery that same day and it was $3000 we file the claim and within three days it was approved and we had a check in the mail two days later! The check was $2600!! They had covered 2700 and took the 100 deductible off of the top so we didn't have to pay it out of pocket up front and that deductible was an entire years deductible! Not a per incident deductible like most companies! That became very important when four months later she lost the use of her other leg and had to have the same emergency servers just on the other side !! Insane ! That time the bill was $3300 and they covered almost $2900 talk about saving the bank account haha I would have purchased a new car basically if I would have had to pay out of pocket not to mention they cover all of the medications in between! They have a simple turn key app you take pictures of your claim and boom you're done! It's amazing ! Simple and stress free! Best pet insurance out there! Don't be fooled by companies that raise their rates to cover your "wellness" exams most of that is bologna and cheese and if they cover the exams chances are they cover a lot less on the really expensive stuff ! Get a wellness plan through your vet for the exams and get healthy paws for their health coverage! I recommend to EVERYONE!!