Healthy Paws | Pet Insurance Review

4.7

out of 5

Number of reviews 11,209

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: alex

Very happy

Healthy Paws takes the worry out of caring for your pet.without it i would have to decide if i could afford the medical bills or have to put my pet down. HealthyPaws pays exactly how they claim they will. They handle claims quickly and the claims are easy to send in.They have been a huge help to my pets and my wallet.
4

out of 5

POSTED: | BY: Rachel

Healthy Paws to the rescue!

My dog Mojo scared his mommy quite a bit when he tore his CCL at 3 years old :( He had to to have a very expensive surgery @$4500! We luckily chose the $250 yearly deductible and 90% reimbursement policy with Healthy Paws Insurance. So, we didn't have to worry about making the choice to get him the best care. Healthy Paws processed his claim quickly (within 2 weeks normally) & got us a check back. Thank goodness we had insurance. I am not sure what we would have done without it. Afterwards, they even sent me an email to ask how he was doing after surgery. We appreciate them caring and checking in on him. He is young and strong and recovering like a champ! I am sure in a few weeks he will be almost good as new & back to running and playing like a young crazy pup. I would recommend Healthy Paws to everyone who asks me!
5

out of 5

POSTED: | BY: Emily

Healthy Paws is the way to go!

Healthy Paws has been great and we would highly recommend it to any pet parent. They've been quick at processing claims so we can feel good about getting our babies the care they need, Healthy Paws has been great and we would highly recommend it to any pet parent. The app is so simple to use, it makes things so easy. Insurance is so important for our pets and Healthy Paws is a great choice!
5

out of 5

POSTED: | BY: Dana

Healthy Paws pet insurance

My dog recently became very sick after he inhaled a fox tail. He quickly required a high level of care including intensive diagnostic test such as x rays, ultrasounds, bronchoscopy and CT scan. He eventually needed a big sugery to remove his entire left lung and a week in the doggy hospital. I called healthy paws and they told me that everything was covered. They overnighted me a check for $10k the day he was released. They also called and emailed me the next day to check on him. They are amazing. Highly recommend them. I have them for both of my dogs.
5

out of 5

POSTED: | BY: Christine

Fast, reliable, easy to use

Healthy Paws is fantastic. I had VPI Pet Insurance before and they had denied my claim for a bogus reason. I terminated that plan and looked for a new insurance provider. Found Healthy Paws and so happy I did. I have insurance for my cat and dog. My cat got sick recently and it was so stressful. I was afraid my claim would've denied based on bad experience with VPI, but luckily Healthy Paws was so responsive and processed my claim within days. They are amazing and so nice to deal with. I wouldn't go with any other company.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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