Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,224

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Steve

This company rocks!

This is a great company. They have paid out over $9000 for two major surgeries. Our lab likes swallowing things whole! Like advertised they paid everything that was in agreement. If your a pet owner you must get insurance. Our baby would not be here after the first surgery without it. It's well worth the cost. This last claim taking a little longer to process as they are behind due to a large number of claims. Just waiting on check.
5

out of 5

POSTED: | BY: Kelly

Great insurance!

Healthy Paws made it possible for me to get the care and surgery my boy needed without worrying about going into major debt. Yes, you have to pay upfront, but the reimbursement made it possible to put his surgery on my credit cards and then be able to pay them off,,,for the most part! Highly recommend this company for your pet insurance needs.
5

out of 5

POSTED: | BY: Mark

Efficient, quick, caring and they do what they promise

My Frenchie Piper was suffering from ear infections since we got her as a rescue. Now after 3 years the specialist found out she had a mass ( tumor) As a result she needed a CT scan and a surgery. The result was a $3600 bill. I talked to Healthy Paws and they were AMAZING. Within a week I had a check for the 80% Healthy Paws pays. And keep in mind, they already paid a lot for all the treatments over the last 3 years. Thank you Healthy Paws 💋
5

out of 5

POSTED: | BY: Elise

Professional, friendly and quick response to claims

Professional, friendly and quick response to claims. Healthy Paws allowed my pet to obtain best medical care I could not have cared for my pet without Healthy Paws. When she got sick with Lyme disease, they allowed me to seek, the best medical care I could have possibly wanted. Their response to each claim was done in a timely matter. I couldn't have asked for a more comprehensive program. They rocked, pulled my dog through, mountains of bills, were personable and caring. Thank you Healthy Paws for allowing me to give my girl the very best.
5

out of 5

POSTED: | BY: Vicki

Healthy Paws stands by what it says, honest, reliable, stands by you and your pets.

I have been with Healthy Paws for 4 years now. I would like everyone to know that Healthy Paws does EXACTLY what they tell you they will do. They have NEVER wavered, given me any grief, tried to wiggle out of any coverage, since I first signed up with them. I have two dogs that developed lifetime, life-threatening illness after they were already covered by Healthy Paws. This company not only covered the initial expenses related to these illness, (and they were VERY expensive), but they have also covered the continuing monthly expenses for EACH dog as well. Never have they deserted us in our time of need, or made it difficult for me to file a claim and receive payment. Without them standing by their policy it would be monumentally difficult to continue the medical treatments these dogs need as they are EXTREMELY expensive. I thank them everyday and can not say enough good things about them!!! Anyone who covers their dogs with this company can rest easy knowing if their dog or cat should become ill, even with an ongoing, lifetime illness, Healthy Paws will be there for them!! Bless all of you, you have kept my heart from being broken into bits. Sincerely, Vicki Chaney Meridian, Idaho

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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