Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Khristin Degli

Thank you Healthy Paws!! The best!

We are so thankful for Healthy Paws Pet Insurance ! We’ve been using them for the past 9.5 years for our Bernese Mountain Dog who will be ten in May! We credit his longevity to Healthy Paws as he’s unfortunately required multiple surgeries over the years. Healthy Paws has stood by his side each time and we are so grateful for them. We love our pup so much and we are so thankful Healthy Paws does too. Cannot recommend them enough!
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5

out of 5

POSTED: | BY: Dawn Mecham

Healthy Paws is AMAIZNG!

"I have nothing but GREAT things to say about having my baby boy insured through Healthy Paws! Their quick response time, fantastic coverage, and exceptional customer service have made all the difference. Every representative I’ve spoken with has been kind, knowledgeable, and helpful, always making the process smooth and stress-free. I truly appreciate the peace of mind they provide, knowing my boy is well taken care of. Thank you, Healthy Paws, for helping me keep him happy and healthy!"
5

out of 5

VETERINARIAN: Pet Kare Clinic

POSTED: | BY: Khristin Degli

Thank you Healthy Paws !

We are so thankful for Healthy Paws Pet Insurance ! We’ve been using them for the past 9.5 years for our Bernese Mountain Dog who will be ten in May! We credit his longevity to Healthy Paws as he’s unfortunately required multiple surgeries over the years. Healthy Paws has stood by his side each time and we are so grateful for them. We love our pup so much and we are so thankful Healthy Paws does too. Cannot recommend them enough!
1

out of 5

POSTED: | BY: Amanda

Warning: DO NOT sign up for Healthy Paws Pet Insurance!

I’m writing this because I wish someone had warned me sooner. My senior cat, insured for 8 years with no claims, has experienced outrageous increases in premiums over the past few years. At the rate that they are increasing premiums, I will be paying over $200 per month soon. This company clearly takes advantage of pet owners with senior pets by inflating prices to outrageous levels. I’ve seen multiple accounts of 80% price hikes once pets reach 9-10 years old—this is flat-out predatory, especially for those who’ve been paying premiums for years with the expectation that their pets would have coverage as they age. Yes, I get that insurance companies need to turn a profit, and I was prepared for some yearly increases, but this is way beyond what’s reasonable. This level of price gouging is unacceptable. I’m forced to cancel now.
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5

out of 5

POSTED: | BY: Jennifer DiDonato

Great insurance - consistent and quick!

I have had healthy paws insurance for my dog for 6 years now and have been very happy with it. It has been easy to submit claims, and just in the past year or so, they've updated their interface on the app so that it's even easier and faster. While I used to get claims completed in a couple days, recently it's been completed even within the same day. I like that there are options to different plans (I do wish there were more) and would be great if they covered specialist appointments, but overall, I have been pleased with it and would recommend it to any pet owner.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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