Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,767

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Sarah

Healthy Paws Came Through

Needed to use my pet insurance recently for very costly radiation therapy. Healthy Paws was very prompt in making reimbursements and generally handled things in a way that was sensitive and involved minimal hassle. Grateful I had pet insurance and this company to deal with during this ordeal.
5

out of 5

POSTED: | BY: Brian

Best Pet Insurance Ever!

I cannot express how incredibly grateful my family is to Healthy Paws. Our beloved dog needed multiple surgeries, and each time our insurance claims were quickly processed without question. The app makes it so easy to file claims and the turn around time to receive reimbursement was always within two weeks! Amazing! Having a loved pet needing medical care is very stressful, and we are appreciative of the fact that Healthy Paws made the financial stress basically nonexistent! Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Sarah Garvey

Healthy Paws Went Extra Mile

I had a very positive experience with Healthy Paws. My dog was recently diagnosed with an inoperable tumor and the only treatment was very costly radiation therapy. Healthy Paws covered the bulk of this expensive treatment, plus the also very costly diagnostic tests that preceded it. Moreover, they handled things promptly and professionally so I was able to concentrate on getting my dog the care she needed instead of getting bogged down with all kinds of additional obstacles. This whole process involved numerous (often daily) visits to the vet and Healthy Paws often reimbursed invoices within a day or two of submission (even over the Christmas and New Year’s holiday). I am very grateful for the efficiency and sensitivity in the way they handled things and it made an incredibly stressful ordeal infinitely more manageable.
5

out of 5

POSTED: | BY: Jessica Moriarty

Thank you Healthy Paws!

I cannot express how incredibly grateful my family is to Healthy Paws. Our beloved dog needed multiple surgeries, and each time our insurance claims were quickly processed without question. The app makes it so easy to file claims and the turn around time to receive reimbursement was always within two weeks! Amazing! Having a loved pet needing medical care is very stressful, and we are appreciative of the fact that Healthy Paws made the financial stress basically nonexistent! Thank you, Healthy Paws!
5

out of 5

POSTED: | BY: Kathi Edwards

Timely claim payment

Timely claim payment. Major surgery on Wednesday, claim payout on Monday

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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