Figo | Pet Insurance Review

First, when shopping for pet insurance you will find that Figo, hands down, provides THE most flexibility in policy customization. Once you select your coverage level (yes there are options!) you can choose from several combinations of annual deductible, annual payout limit, and percentage of coverage. Figo is also one of the only (if not THE only) pet insurance companies to offer both an unlimited annual payout option and a 100% coverage option on claims (most max out at 90%). So let's talk claims... I have three cats and a dog and unfortunately have had to use my pet insurance on more than a few occasions (no worries they are all fine now). Simple. Basically just upload images of the bill then wait... and not for long. The quickest turnaround between submitting a claim and confirmation of coverage was 14 minutes. No $h*t. I think the longest may have been one business day. Then just a few days until the money hits your account. One more thing - cost. I have spent the time and have done the research on I believe every pet insurance company in existence (I can spend time doing that because I have no human children). Figo has the most competitive rates for the coverage. Period. I know this is a very wordy review but there are very few things that I am this passionate about. I am very grateful for this insurance and tell everyone about it that will listen. I could not recommend it more. Thank you.

I have absolutely no complaints about Figo - our premium is very reasonable, I love that we have a plan that covers exam fees, filing claims is very easy, and we get reimbursed within 2 days. I love that they cover non-standard vet visits such as behavior consultations. They will also cover prescription medications. I did a lot of research before choosing a pet insurance company and I have been very happy with this choice. We have been using Figo for about 3 years now!

Our previous pet had a lot of medical issues so I got the plan for Bella as a baby. Unfortunately she had major health issues at only 8 months old. Her two week visit in ICU would have been devastating financially but we paid everything up front. The amount Figo covered saved us over $8,000. My parents still tell me this plan was the smartest thing I’ve done yet.

Figo has been very helpful to me in terms of navigating their website, my cloud and helping me resolve an unsolved claim! Thanks!

Great company, and super easy to talk to on phone. Have had some issues with old carrier, hence the appreciation for the initiative to change carriers on their part. I gave an 8 on ease of claim rating but feel the need to explain. I'm 71 and have been described by my sons as technologically challenged! I eventually do get it, but am slow to file claims and loathe doing it. Figo has been more than patient with me!