Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,438

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Scott Wishard

Pet Insurance Is Important

My Yorkie was diagnosed with TCC bladder cancer in September 2022. Fetch has not denied a single claim for his treatments from the standard chemo treatments to the FidoCure treatment. These treatments are by no means inexpensive. Without the coverage offered by Fetch the financial decisions would have been much more difficult. I urge everyone to carry insurance on their pets. Yes, it's not inexpensive as they get older, but it is a lot less expensive than paying for a cancer diagnosis out of pocket.
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1

out of 5

POSTED: | BY: Going to Pumpkin

Worse Customer Service Experience of My Life

Absolutely disgusting behavior from this company. I called to request further information before I bought insurance for my pet and a customer service rep named Jason decided to talk down to me and be utterly disrespectful on call when I asked for a supervisor he said there was no one. I can't believe a company like this would allow such behavior and rudeness to customers.
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5

out of 5

POSTED: | BY: Laurie

Improved Claim Process

The claim process has been improved as the forms are all online. The response time has greatly improved and are processed quickly. Also, the direct deposit feature is very handy.
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4

out of 5

POSTED: | BY: Jim

quick payment on claims....frequent…

quick payment on claims....frequent email updates. Recent large increases to my premium had me questioning the value of Fetch...I would say it paid off because of the rather large claim we had to file. (still not overjoyed with large premium increase - and I was not notified when it happened).
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5

out of 5

POSTED: | BY: Shannon Hurley

This is by far the best pet insurance-…

This is by far the best pet insurance- the cost is reasonable, the app is very easy to navigate, submitting claims is a quick and simple process, the staff are responsive, friendly, and knowledgeable. You can always reach a live person by phone, any issues I've had have been resolved quickly and effectively. I love Fetch, I recommend using them to everyone I know with a pet.
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Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance detail
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo
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