Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 27,461

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Marilyn

It was very easy to submit a claim.

It was very easy to submit a claim.
5

out of 5

POSTED: | BY: Danny Antonopoulos

Kelsey was amazing from start to finish.

Kelsey was amazing from start to finish.
5

out of 5

POSTED: | BY: Brenda

I had never had to file a claim for my…

I had never had to file a claim for my dog Winston and I called for help in doing so today. Emi Bradley was the one that helped me and I have to say she was WONDERFUL. She walked me through every step I needed to do (even how to save everything to a file), I am sure it was frustrating for her to have to stop and give me time to do all the things, but, she did and I am very thankful for her help. I hope everyone is as helpful as she is. She is a great asset to your company.
1

out of 5

POSTED: | BY: Tam Tran

Scam insurance

Similar to multiple reviews on here, all my claims got rejected because they consider diarrhea as a pre-existing condition. This is not written in their agreement which specify “any illness, injury, or behavioral condition” not mentioned in prior checkup are excluded in coverage. I appealed and asked them to prove that diarrhea is an illness in my case but they keep making up reasons that i’m missing documents and paused my appeals. My pup has been very healthy per my vet’s notes but it’s very common in young puppies to have diarrhea, especially those that have an active lifestyle. My husband had some discount from his work to join Fetch and now we really regret our decision. We wouldnt mind paying more premium for a piece of mind. I wonder why Fetch insurance is still in business when their communications show a lack of medical knowledge and a misrepresenation of their legal document.
1

out of 5

POSTED: | BY: Stephanie Keyser

Worst money I ever spent

My puppies had diarrhea from worms when they were 8 weeks old. Pretty common and easily treated. But since they had diarrhea back then every claim I’ve made since then was rejected and considering a “pre-existing” condition. How can diarrhea be pre-existing?! What a joke. I’m disappointed. What a waste of my money and Fetch is no help what so ever

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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