Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 2,344

  • 60 Days
  • 1 Year
  • Lifetime
  • Rating
  • 5.0
  • 1.5
  • 4.9
  • Count
  • 1
  • 39
  • 2,344

Updated: January 30, 2024

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 400,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Amy Ambrosini

Thankful for Fetch

I purchased insurance for my Goldendoodle when she was a puppy. She was diagnosed with Lymphoma at only 4 years old. My experience in getting reimbursed as we travel her journey to recovery is a God send. She is in remission and I have peace of my mind knowing Fetch protected me from financial strain.
5

out of 5

POSTED: | BY: Jo

I called in to start insurance for my…Puppy

I called in to start insurance for my Puppy and Justin was extremely helpful, he gave me options that I wasn't aware about and explained things very clearly and easily to understand.
5

out of 5

POSTED: | BY: Cheryl Sobba

Easy to submit claims and rapid…

Easy to submit claims and rapid payment. Direct deposit options.
5

out of 5

POSTED: | BY: David Hairston

The services are excellent since…

The services are excellent since leaving the app Leo the lion has made a huge difference when filing a claim.
5

out of 5

POSTED: | BY: Jodey Swee

The Story of Gio----an English Cream Retriever ---dearly loved and covered for his Lifetime by Petplan/Fetch Insurance!

Gio, our beloved English Retriever came to us fully insured by his breeder, a Veterinarian from Champaign, IL over 10 years ago. During Gio's first year of life---he experienced a shoulder injury while playing with a neighbor's dog---which lead us to his first joint surgery and insurance claim. Playing at a puppy daycare led to ACL ruptures and back to back TPLO's (Back joint replacements ) when he was 4---2 large claims in the same year. All three surgeries were covered at 80% minus the deductible with no questions ask. There were no claims filed for him from 2015 to September of 2021 when his vet discovered a mass (oral melanoma) in his upper palate. We chose radiation therapy and a series of immunotherapy vaccines to shrink the mass and stabilize his quality of life. He started limping during this time and was treated for an infection in a back digit/toe which didn't heal and the biopsy revealed a carcinoma resulting in the amputation of his toe which gave him back complete mobility. Gio began struggling with some labored breathing this past week and had made arrangements for him to be euthanized at home after a confirmation that the melanoma had metastasized in his lungs. We took him out on Saturday morning to potty and he gently laid down in our backyard, closed his eyes and is now in Dog Heaven running free. I had received an email last week from Fetch asking for us to write a review, but went over our account so that I could be accurate with my review today. Our current policy offered an annual limit of $15,000 with a $500 deductible and reimbursement at 70%. We have filed 8 claims in 2021 totaling $14,587 and have been reimbursed $9,711 without a single issue. I used the online website to file the claims and it was really simple. I want to thank Pet Plan and Fetch for doing business in an honest, professional and efficient manner. We are very grateful and will not hesitate to insure our next puppy with you.

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch by The Dodo brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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