Fetch | Pet Insurance Review

4.9

out of 5

Number of reviews 5,237

Fetch offers the most comprehensive pet insurance Get paid back up to 90% on unexpected vet bills Save $25 or more with quarterly or annual payments $1000 in online vet visits included at no extra cost Protecting 500,000+ dogs and cats (and counting) & rated ‘Excellent’ on Trustpilot Exam fees are included which saves you $50-$250 per sick visit Optional coverage for routine and preventive care. Fetch covers hereditary conditions at no extra cost Fetch covers injury and disease in every adult tooth – not just the canines Use any licensed vet in the U.S. or Canada Fetch covers what other providers charge extra for or don’t cover at all
5

out of 5

POSTED: | BY: Janice

It was easy to submit and received…

It was easy to submit and received responses fairly quickly!
1

out of 5

POSTED: | BY: Guyana

They claim to genuinely care about…

They claim to genuinely care about their customers, saying, “While we do our best to explain coverage based on the terms of the policy…”, in reality, you log into your account only to see claim denied, claim denied, claim denied… with nothing but a vague reference to the terms and conditions. They don’t even bother to provide an explanation or point to a specific section of the policy. If they truly cared about their customers, the most important parts of the terms and conditions—especially regarding pre-existing conditions and the few conditions that are never covered—would be clearly displayed on the first page of their website, not buried in microscopic lettering deep within their terms and conditions. They don’t do this because they know people would be aware of these limitations and most likely wouldn’t sign up for their insurance. Caring means being transparent so pet owners can make informed decisions upfront, not blindsiding them during some of the most difficult and heartbreaking moments of their lives.
5

out of 5

POSTED: | BY: Gina

The claim process was quick and easy

The claim process was quick and easy. I have never had insurance before for any of my other dogs but decided to get it with our new one. I’m glad I did. Thank you Fetch you helped when we needed you most.
5

out of 5

POSTED: | BY: Juanita

Very easy to file a claim

Very easy to file a claim, prompt response
5

out of 5

POSTED: | BY: Linda

It was very easy to upload the bills…

It was very easy to upload the bills and payout was fast

Monthly Cost

Plans average $35/month for dogs and $25 /month for cats

Coverage

You choose a reimbursement level of 70%, 80% or 90% after your deductible.

Payout Limits

Annual limit of $5,000, $10,000 or unlimited depending on your chosen plan.

Deductible

$250, $300 and $500

Age Limits

Fetch doesn’t enforce upper age limits, so you can enroll your pet any time after it turns six weeks old. Some providers limit coverage for older pets to accident-only. Fetch doesn’t limit coverage by age so that you can get the right care for your buddy, no matter what.

Waiting Period

Fetch’s waiting periods are up to 15 days for accidents and illnesses and six months for orthopedic events.

Exclusions

Fetch won’t cover pre-existing conditions, cosmetic procedures, boarding costs, breeding costs, wellness care items, or accidents and illnesses that occur during waiting periods.
Fetch Pet Insurance brings together insurance industry expertise and the animal-loving sensibility of The Dodo. It’s the only pet insurance recommended by the #1 animal brand in the world, The Dodo

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