Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 20,003

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paul Mclemore

Amazing service

My wife and I have been really impressed with how fast and responsive these people are. It makes the situation better knowing you won't have to fight to get help.
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5

out of 5

POSTED: | BY: Anne Cruz

Very prompt and user friendly website!

Very prompt and user friendly website! They are the BEST pet insurance company I have ever dealt with.
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5

out of 5

POSTED: | BY: George

Filing a claim could not be any easier

Filing a claim could not be any easier. The claim review process was completed in a timely manner, and was paid out exactly how they said it would. There were no surprises; no hidden exemptions.
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5

out of 5

POSTED: | BY: zelik schwartzman

You guys are amazing

You guys are amazing
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5

out of 5

POSTED: | BY: jr Anthony

The reps for the pet insurance are very…

The reps for the pet insurance are very well informed and happy to share their knowledge with the customer and are happy to answer any questions.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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