5
out of 5
POSTED: | BY: Nancy Wu
Always simple and quick
Always simple and quick, best experience! đź‘Ť
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,755
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Shawna Saldana
Very responsive
Very responsive . Straight forward and easy to navigate their APP to submit invoices.
5
out of 5
POSTED: | BY: Roxanne Himmelberger
Great service
The representative was very kind and helpful. Great service!
5
out of 5
POSTED: | BY: Sabrina Gove
Embrace paid 90% of the vet bill.
Embrace paid 90% of the vet bill.
Best pet insurance for all of ur pets
My pet bill was over a $1,000
She became sick suddenly,
wouldn't eat, throwing up,
Diagnose, Anemia
She recovered, all is fine
Doing great!
Select Embrace Pet Insurance, for your pets.
Thanks
5
out of 5
POSTED: | BY: Jess Young
Peace of Mind
We have used Embrace pet insurance for over six years. Every interaction has been positive and helpful. The claim submission process is very easy and responses/decisions have come quickly. We've needed to use this insurance for unexpected, life saving surgeries and it's been so comforting (mentally and financially) to know we have our pets insured.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.