Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,755

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Belen Fuentes

Loving Embrace and feeling safe

This is the first time I've needed to use my dog's health insurance, and it has been great. The embrace team was helpful and resolved my claims in a maximum of two work days. I appreciated it because I felt safe not having to call and see the status of the claims.
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1

out of 5

POSTED: | BY: Nancy A

You haven’t processed the claim for…

You haven’t processed the claim for Benny yet. I’ve already called you once.
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2

out of 5

POSTED: | BY: Justin

Pay more for no claims

No claims, premium increase by over 60% from $80 to $128 a month. Cancelled. Edit to the reply: Got for a 6 month old puppy. Pup is now year and a half old. The reply states that age is the primary factor. This is for a purebred, pedigreed GSD. I have never in my life, for any insurance policy, seen an increase as much as even 20%.
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5

out of 5

POSTED: | BY: bill rouse

As always you guys are fabulous.

As always you guys are fabulous. Process to submit claim is seamless. I thank you and BEHR thanks you!!
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3

out of 5

POSTED: | BY: Michael Felmly

I did not feel confortable as there…

I did not feel confortable as there were s many cavets to get a claim thru the system.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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