Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,854

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amanda Yanez

We are so thankful for Embrace

We are so thankful for Embrace. Our cat recently got sick as well as our dog. So with all the expenses so close to the holidays it was stressful. The claims were easy to process and submit. We got our refund in a timely manner.
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4

out of 5

POSTED: | BY: Fatima

The company has very good communication…

The company has very good communication and good customer relations. Thank you for everything.
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5

out of 5

POSTED: | BY: Candace R

Easy and quick

My claim was easy to place and quickly closed. I did not expect it to go so smoothly! Thank you!
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5

out of 5

POSTED: | BY: Jenna Salvadalena

Ortho

My vet recommended that I get at least two orthopedic recommendations before my dog has surgery on her leg. I was nervous because I wasn’t sure if pet insurance would cover it and they were so fast with the claim and reimburse me within two business days. I’m very grateful with our efficient and response of this company is.
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5

out of 5

POSTED: | BY: Gabriella Maria

Highly Recommend! 😀

I appreciate how easy it is to submit claims, the user interface makes it very simple. I also appreciate the prompt and helpful responses I get to my questions. I give this service 5 stars, been using for almost a year now and filed several times. I reccomend Embrace!
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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