Embrace | Pet Insurance Review

4.9

out of 5

Number of reviews 19,854

Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard. Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Yanelly is a STAR employee!

Yanelly was not only helpful, but knowledgeable and friendly as well. She solved my problem, provided me information about my USAA easy access mode, and made me feel comfrotable about processing my claim.
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5

out of 5

POSTED: | BY: Paul Mclemore

Very impressed so far

Very impressed so far. They respond fast and no haggling. Highly recommended.
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3

out of 5

POSTED: | BY: donald wagers

Insurance is great but if you use it…

Insurance is great but if you use it will go up like car insurance boat insurance. Good insurance but God takes care of me they raised mine from 847 to 1323 dollars. They are good but ridiculous on raising the price like that. You seem to not be able to take care of nothing with this companies.
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5

out of 5

POSTED: | BY: jruffini

Policy Adjustment

I needed to remove a pet from our policy. It was accomplished quickly and with no hassle. I received an updated policy that same day by mail.
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5

out of 5

POSTED: | BY: Kristen Rutter

Refunds have been fast and accurate.

Refunds have been fast and accurate.
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Monthly Cost

$13 – $100, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan. The pay-out amount is based on your actual vet bill.

Payout Limits

Annual limit of $2000, $5000, $10,000 or $15,000.

Deductible

Annual deductible options from $100 – $1,000.

Age Limits

Pet must be at least 6 weeks old to enroll. New pets over 14 are eligible for accident-only coverage. Once enrolled, pets can stay insured regardless of age.

Waiting Period

There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active. Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian. Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance detail
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection. In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard. For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.
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