5
out of 5
POSTED: | BY: Daniel Cote
ease of filing claim
ease of filing claim
Read more on Trustpilot
4.9
out of 5
Number of reviews 19,854
Embrace Pet Insurance offers nose-to-tail accident and illness protection and an additional Wellness Rewards program. Its diminishing deductible feature, Healthy Pet Deductible™, is included with every policy as standard.
Learn more about Embrace’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Myshel Buckingham
i’m super bummed
i’m super bummed. What a scam. Call sales. They answer in 12 seconds. Calll customer support- an hour wait. Don’t do it.
5
out of 5
POSTED: | BY: JULIA JONES
I am pleased that Embrace covers what they state is covered
I am pleased that Embrace covers what the policy states is covered. The turn around time on claims is swift and everything is explained well. I am very pleased with Embrace pet insurance for my two puppies.
1
out of 5
POSTED: | BY: Mark P
SCAM! They changed waiting period.
Embraced arbitrarily changed the waiting period from 14 days to 30 days to avoid paying claims.
What a SCAM!
Reply to Embrace: My pet had a checkup with good health 55 days prior to the visit that Embraced denied. There is no pre-existing condition.
DO NOT DO BUSINESS WITH EMBRACE!!!!
5
out of 5
POSTED: | BY: Peg Neuhauser
Embrace has great service
Embrace has great service. Fast and very helpful. It’s very impressive every time.
Monthly Cost
$13 – $100, depending on your chosen plan.
Coverage
You have a co-pay of 10%, 20% or 30% after your deductible, depending on your chosen plan.
The pay-out amount is based on your actual vet bill.
Payout Limits
Annual limit of $2000, $5000, $10,000 or $15,000.
Deductible
Annual deductible options from $100 – $1,000.
Age Limits
Pet must be at least 6 weeks old to enroll.
New pets over 14 are eligible for accident-only coverage.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
There is a two-week illness waiting period, which begins on your policies’ effective date. Orthopedic conditions have additional Waiting or exclusion periods that vary by state.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered if they have not been diagnosed or suspected before the policy becomes active.
Main plan covers alternative treatments such as chiropractic, acupuncture and homeopathic when provided by a licensed veterinarian.
Optional wellness and prescription drug plans are available for an additional cost.
Embrace Pet Insurance protects over 100,000 pets across the U.S. with nose-to-tail accident and illness protection.
In addition to its pet insurance policy, Embrace offers a Wellness Rewards program to help cover the cost of routine veterinary care, grooming and training. Its Healthy Pet Deductible™, the industry’s first and only diminishing deductible feature, is included with every policy as standard.
For every policy sold, Embrace donates $2 to a pet-related charity, as well as offering additional funding and support to shelters and other charitable organizations.