Embrace | Pet Insurance Review

Up until now, we had Embrace insurance for our rescue cat. For three years, we had no claims and the cost per year was about $400. This year, the cost just about doubled, and we did have a claim with only two weeks left of our policy, as we decided not to renew. Our cat seemed to have issues walking up stairs, couldn't jump up on a chair, etc., so we had to take her to the vet. After x-rays, blood work and a shot, the bill came to $850.00. We submitted the claim and was only rewarded $102.00 for what we thought was a bit low for the standard treatment of one visit to the vet. Not ever having a claim for as long as we had the insurance, we thought we should have had a better settlement. It was, however, easy to submit a claim and the response was very quick.

I have submitted several claims, and they are very quick on processing them. It was well worth it getting pet insurance for my dog. I will recommend them to my family and friends.

Prompt delivery of payments. Great service. Have had this insurance for 15 years.

I appreciate how Embrace responds quickly and sends reimbursement checks promptly. Their online interface is fun and friendly.

Spent almost $90 per month for a year, never used it and then they raised my rate to $120, so I canceled. THEN they told me they had a special rate at $14/month for major incidents only (which is all I really wanted anyway). Not impressed